03385nam 22004815 450 991084509060332120240313115757.0981-9707-06-410.1007/978-981-97-0706-5(CKB)30872443900041(MiAaPQ)EBC31209871(Au-PeEL)EBL31209871(DE-He213)978-981-97-0706-5(EXLCZ)993087244390004120240312d2024 u| 0engur|||||||||||txtrdacontentcrdamediacrrdacarrierThe Household Finance Issues in China /by Sibo Zhao, Dawei Zhao1st ed. 2024.Singapore :Springer Nature Singapore :Imprint: Springer,2024.1 online resource (184 pages)981-9707-05-6 Chinese Household Finance: Research Background and Conceptual Delineation -- Health status, risk attitude and Household financial investment behavior -- Housing type, financial literacy and household financial investment behavior -- The effect of mental accounting and housing wealth on household financial asset allocation -- The age-period-cohort effect on household financial health -- The influence of risk attitude and borrowing participation on resident entrepreneurship -- The influence of financial exclusion and financial literacy on resident entrepreneurship -- The impact of digital technology on household finance -- Fintech, household finance, and financial consumer protection: opportunities, challenges, and countermeasures.This book systematically studies and discusses pertinent issues related to household finance in China. This book not only elucidates the concept and connotation of household finance, but also extensively examines the significance and necessity of enhancing household finance and upholding household financial well-being. Drawing upon theories from economics, psychology, sociology, and behavioral finance, it conducts a quantitative analysis of family finance and its influencing factors by constructing models such as Probit model, Tobit model, and APC model to empirically test the underlying mediation mechanism. In addition, from the perspective of inclusive finance development and safeguarding the rights and interests of financial consumers, this book expounds on its profound impact on household finance. This book is a valuable reference for researchers in related fields, and it also provides some insights into residents’ and families’ awareness of financial health. Furthermore, it aids in formulating and improving consumption policies, adjusting economic structures, and preventing household financial risks. This research provides valuable guidance for enhancing family welfare and increasing property income for Chinese residents.EconomicsPsychological aspectsBehavioral FinanceBehavioral EconomicsEconomicsPsychological aspects.Behavioral Finance.Behavioral Economics.330.01Zhao Sibo1733441Zhao Dawei1072850MiAaPQMiAaPQMiAaPQBOOK9910845090603321The Household Finance Issues in China4149309UNINA