03128oam 22006975 450 991082496490332120200520144314.01-280-54772-397866105477220-8213-6491-X1-4237-9981-X10.1596/978-0-8213-6490-1(CKB)1000000000465568(EBL)459452(OCoLC)507512695(SSID)ssj0000089198(PQKBManifestationID)11126134(PQKBTitleCode)TC0000089198(PQKBWorkID)10088901(PQKB)10169069(Au-PeEL)EBL459452(CaPaEBR)ebr10137774(CaONFJC)MIL1143589(MiAaPQ)EBC459452(The World Bank)2006045727(US-djbf)14353216(EXLCZ)99100000000046556820060425d2006 uy 0engurcn|||||||||txtrdacontentcrdamediacrrdacarrierReforming collateral laws to expand access to finance /Heywood Fleisig, Mehnaz Safavian, Nuria de la PenaWashington, D.C. :World Bank,c2006.xii, 104 pages color illustrations ;23 cmDescription based upon print version of record.0-8213-6490-1 Includes bibliographical references.CONTENTS; Acknowledgments; INTRODUCTION; CHAPTER 1. WHY COLLATERAL MATTERS; CHAPTER 2. HOW COLLATERAL REFORM CAN SUPPORT OTHER IMPORTANT REFORMS AND INITIATIVES; CHAPTER 3. THE ECONOMIC CONSEQUENCES OF OBSOLETE SYSTEMS FOR SECURED TRANSACTIONS; CHAPTER 4. DETERMINING THE CONTENT OF THE REFORM; CHAPTER 5. IMPLEMENTING THE REFORM; CHAPTER 6. MONITORING AND EVALUATING THE REFORM; APPENDIX. RESOURCESMost readers, especially those with car loans or home mortgages, know about ""collateral""--property that the lender can take away from the borrower in the event that the borrower defaults. In low/middle income countries, it is understood that conservative lenders exclude firms from credit markets with their excessive collateral requirements. Usually, this is because only some property is acceptable as collateral: large holdings of urban real estate and, sometimes, new motor vehicles. Microenterprises, SMEs, and the poor have little of this property but they do have an array of productive asseWorld Bank e-Library.Security (Law)Law reformSecurity (Law)Economic aspectsSecurity (Law)United StatesSecurity (Law)Law reform.Security (Law)Economic aspects.Security (Law)346.07/4Fleisig Heywood W1678757Safavian Mehnaz1970-1678758Peña Nuria de la1678759DLCDLCDLCBOOK9910824964903321Reforming collateral laws to expand access to finance4046597UNINA