03078nam 2200613 a 450 991081859940332120200520144314.01-282-13122-297866121312260-8157-0172-1(CKB)1000000000785834(EBL)472679(OCoLC)430491065(SSID)ssj0000114002(PQKBManifestationID)11141722(PQKBTitleCode)TC0000114002(PQKBWorkID)10101931(PQKB)11436729(MdBmJHUP)muse35268(Au-PeEL)EBL472679(CaPaEBR)ebr10338441(CaONFJC)MIL213122(MiAaPQ)EBC472679(EXLCZ)99100000000078583420080902d2008 uy 0engur|n|---|||||txtccrBorrowing to live[electronic resource] consumer and mortgage credit revisited /Nicolas P. Retsinas, Eric S. Belsky, editorsCambridge, Mass. Joint Center for Housing Studies, Harvard University ;Washington, D.C. Brookings Institution Pressc20081 online resource (303 p.)James A. Johnson metro seriesDescription based upon print version of record.0-8157-7413-3 Includes bibliographical references and index.Introduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky -- Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas -- Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano -- Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher -- The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart -- The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.] -- Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill -- Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson."Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"--Provided by publisher.James A. Johnson metro series.Consumer creditUnited StatesMortgage loansUnited StatesConsumer creditMortgage loans332.70973Retsinas Nicolas Paul1946-1644791Belsky Eric S1644792MiAaPQMiAaPQMiAaPQBOOK9910818599403321Borrowing to live3990858UNINA