03485nam 2200673Ia 450 991081833140332120200520144314.01-107-14727-11-280-54048-60-511-21525-80-511-21704-80-511-21167-80-511-31568-60-511-51171-X0-511-21344-1(CKB)1000000000353370(EBL)266569(OCoLC)171139109(SSID)ssj0000158632(PQKBManifestationID)11162937(PQKBTitleCode)TC0000158632(PQKBWorkID)10149493(PQKB)10328443(UkCbUP)CR9780511511714(MiAaPQ)EBC266569(Au-PeEL)EBL266569(CaPaEBR)ebr10131647(CaONFJC)MIL54048(OCoLC)276781311(EXLCZ)99100000000035337020011001d2004 uy 0engur|||||||||||txtrdacontentcrdamediacrrdacarrierFrom building and loans to bail-outs a history of the American savings and loan industry, 1831-1989 /by David L. Mason1st ed.New York Cambridge University Press20041 online resource (xii, 349 pages) digital, PDF file(s)Title from publisher's bibliographic system (viewed on 05 Oct 2015).0-521-10122-0 0-521-82754-X Includes bibliography and index.A movement takes shape, 1831-1899 -- The rise of the league, 1900-1929 -- From state to federal oversight -- The movement becomes an industry, 1930-1945 -- The glory years, 1946-1955 -- External challenges and internal divisions, 1956-1966 -- Lost opportunities, 1967-1979 -- Deregulation and disaster, 1979-1988 -- Resolving the crisis, restoring the confidence, 1989-1995 -- The American savings and loan industry in perspective.For most Americans, the savings and loan industry is defined by the fraud, ineptitude and failures of the 1980s. However, these events overshadow a long history in which thrifts played a key role in helping thousands of households buy homes. First appearing in the 1830s savings and loans, then known as building and loans, encourage their working-class members to adhere to the principles of thrift and mutual co-operation as a way to achieve the 'American Dream' of home ownership. This book traces the development of this industry from its origins as a movement of a loosely affiliated collection of institutions into a major element of America's financial markets. It also analyses how diverse groups of Americans, including women, ethnic Americans and African Americans, used thrifts to improve their lives and elevate their positions in society. Finally the overall historical perspective sheds new light on the events of the 1980s and analyses the efforts to rehabilitate the industry in the 1990s.Savings and loan associationsUnited StatesBanks and bankingSavings and loan associationsBanks and banking.332.3/2/0973Mason David L.1960-1750103MiAaPQMiAaPQMiAaPQBOOK9910818331403321From building and loans to bail-outs4184639UNINA