06099oam 22015494 450 991081202030332120240402051324.01-4623-3558-61-4527-3795-91-4518-7299-297866128436621-282-84366-4(CKB)3170000000055287(EBL)1608338(SSID)ssj0001033630(PQKBManifestationID)11581452(PQKBTitleCode)TC0001033630(PQKBWorkID)11005834(PQKB)11748134(OCoLC)609992998(IMF)WPIEE2009152(CaOOCEL)221247(MiAaPQ)EBC1608338(EXLCZ)99317000000005528720020129d2009 uf 0engurcn|||||||||txtccrWhy Are Canadian Banks More Resilient? /Rocco Huang, Lev Ratnovski1st ed.Washington, D.C. :International Monetary Fund,2009.1 online resource (21 p.)IMF Working Papers"June 2009."1-4519-1728-7 Contents; I. Introduction; II. Fundamentals of Canadian Banks; A. Bank Fundamentals and Peer Comparison; B. Capital Ratios; Tables; 1. Subsample of Banks; 2. Capital Ratios; C. Liquidity; D. Funding Structure; 3. Balance Sheet Liquidity; 4. Depository Funding; E. Multivariate Regression Analysis; 5. The Determinants of Bank performance during the Financial Turmoil; F. Asset-Side Exposures; III. Regulatory and Structural Environment in Canada; A. Capital Regulation; B. Liquidity Framework in Canada; C. Banking Market Structure; IV. Conclusions; ReferencesThis paper explores factors behind Canadian banks' relative resilience in the ongoing credit turmoil. We identify two main causes: a higher share of depository funding (vs. wholesale funding) in liabilities, and a number of regulatory and structural factors in the Canadian market that reduced banks' incentives to take excessive risks. The robust predictive power of the depository funding ratio is confirmed in a multivariate analysis of the performance of 72 largest commercial banks in OECD countries during the turmoil.IMF Working Papers; Working Paper ;No. 2009/152Risk managementBanks and bankingCanadaAccountingimfBanks and BankingimfFinance: GeneralimfInvestments: StocksimfCorporate FinanceimfBanksimfDepository InstitutionsimfMicro Finance InstitutionsimfMortgagesimfFinancial Institutions and Services: Government Policy and RegulationimfPublic AdministrationimfPublic Sector Accounting and AuditsimfPension FundsimfNon-bank Financial InstitutionsimfFinancial InstrumentsimfInstitutional InvestorsimfPortfolio ChoiceimfInvestment DecisionsimfFinancial Institutions and Services: GeneralimfBankingimfFinancial reporting, financial statementsimfFinancial services law & regulationimfInvestment & securitiesimfFinanceimfOwnership & organization of enterprisesimfFinancial statementsimfCapital adequacy requirementsimfStocksimfLiquidityimfPublic financial management (PFM)imfFinancial institutionsimfAsset and liability managementimfFinancial regulation and supervisionimfBusiness enterprisesimfEconomic sectorsimfBanks and bankingimfFinance, PublicimfAsset requirementsimfEconomicsimfUnited StatesimfRisk management.Banks and bankingAccountingBanks and BankingFinance: GeneralInvestments: StocksCorporate FinanceBanksDepository InstitutionsMicro Finance InstitutionsMortgagesFinancial Institutions and Services: Government Policy and RegulationPublic AdministrationPublic Sector Accounting and AuditsPension FundsNon-bank Financial InstitutionsFinancial InstrumentsInstitutional InvestorsPortfolio ChoiceInvestment DecisionsFinancial Institutions and Services: GeneralBankingFinancial reporting, financial statementsFinancial services law & regulationInvestment & securitiesFinanceOwnership & organization of enterprisesFinancial statementsCapital adequacy requirementsStocksLiquidityPublic financial management (PFM)Financial institutionsAsset and liability managementFinancial regulation and supervisionBusiness enterprisesEconomic sectorsBanks and bankingFinance, PublicAsset requirementsEconomics338.29317Huang Rocco1643709Ratnovski Lev1193852International Monetary Fund.Western Hemisphere Dept.DcWaIMFBOOK9910812020303321Why Are Canadian Banks More Resilient3989141UNINA