03108oam 22004815 450 991079665960332120180203085427.01-4648-0463-X10.1596/978-1-4648-0462-5(CKB)4100000000593522(MiAaPQ)EBC5045114(The World Bank)210462(US-djbf)210462(EXLCZ)99410000000059352220020129d2017 uf 0engurcn|||||||||txtrdacontentcrdamediacrrdacarrierBringing E-money to the Poor : Successes and Failures /Thyra A RileyWashington, D.C. :The World Bank,2017.1 online resource (242 pages)Directions in Development;Directions in Development - Finance1-4648-0462-1 1-4648-1089-3 Includes bibliographical references.Part I. Journey toward a cash-lite society and financial inclusion -- The challenge of financial inclusion -- Digitizing financial inclusion through innovations -- Stakeholders in digital financial inclusion -- Part II. Critical enablers that are game changers in successful e-money deployments -- Policy leadership and enabling regulatory environments -- Innovative uses of infrastructure and digital ecosystems -- Unique identification -- Part III. South Asia digital landscape, future options, and conclusions -- Digital landscape in South Asia -- Opportunities, challenges, and future options in South Asia -- Conclusions.Moving toward universal access to financial services is within reach, thanks to new technologies, transformative business models, and ambitious reforms. Instruments such as e-money accounts and mobile accounts, along with debit cards and low-cost traditional bank accounts, can significantly increase financial access for those who are excluded. Bringing e-Money to the Poor: Successes and Failures examines the lessons of success from four country case studies of "gazelles Kenya, South Africa, Sri Lanka, and Thailand" that leapt from limitation to innovation by successfully enabling the deployment of e-money technology. These countries have thereby transformed the landscape of financial access to their poor. In addition, two country case studies (Maldives and the Philippines) yield lessons learned from constraints that stalled e-money deployments. Because technology is not a silver bullet, the case studies also explore other strategic elements that need to be in place for a country to expand access to financial services through digital technology.World Bank e-Library.Banks and bankingFinancial services industryBanks and banking.Financial services industry.332.1Riley Thyra A1499305Kulathunga AnomaDJBFDJBFBOOK9910796659603321Bringing E-money to the Poor3725221UNINA