04059nam 2200601 450 991079119640332120230803221518.00-8157-2565-5(CKB)2550000001312180(SSID)ssj0001222122(PQKBManifestationID)11771410(PQKBTitleCode)TC0001222122(PQKBWorkID)11201260(PQKB)11101769(MiAaPQ)EBC1699319(OCoLC)881029809(MdBmJHUP)muse33126(Au-PeEL)EBL1699319(CaPaEBR)ebr10876764(CaONFJC)MIL615436(EXLCZ)99255000000131218020140623h20142014 uy 0engurcnu||||||||txtccrHomeownership built to last balancing access, affordability, and risk after the housing crisis /Eric S. Belsky, Christopher E. Herbert, and Jennifer H. Molinsky, editorsWashington, District of Columbia :Brookings Institution Press,2014.©20141 online resource (497 pages) illustrations, graphsBibliographic Level Mode of Issuance: Monograph0-8157-2564-7 1-306-84185-2 Includes bibliographical references at the end of each chapters and index.Introduction: balancing access, affordability, and risk after the housing crisis / Jennifer H. Molinsky, Eric S. Belsky, and Christopher E. Herbert -- Making the case for homeownership as a policy goal : has the experience of the housing bust changed the calculus? -- Homeownership, wealth, and the production of racialized space / John A. Powell and Kaloma Cardwell -- Is homeownership still an effective means of building wealth for low-income and minority households? / Christopher E. Herbert, Daniel T. McCue, and Rocio Sanchez-Moyano -- Reexamining the social benefits of homeownership after the foreclosure crisis / William M. Rohe and Mark Lindblad -- Supporting the home-buying process : understanding consumer preferences and designing homebuyer programs -- To buy or not to buy? : understanding tenure preferences and the decisionmaking processes of lower-income households / Carolina Reid -- Developing effective subsidy mechanisms for low-income homeownership / J. Michael Collins -- Filling the void between homeownership and rental housing : a case for expanding the use of shared equity homeownership / Jeffrey Lubell -- Balancing affordability, access, and risk -- Underwriting standards, loan products, and performance : what have we learned? / Marsha J. Courchane, Leonard C. Kiefer, and Peter M. Zorn -- Access and sustainability for first-time homebuyers : the evolving role of state housing finance agencies / Stephanie Moulton and Roberto G. Quercia -- Mortgage default option mispricing and borrower cost procyclicality / Andrew Davidson, Alex Levin, and Susan Wachter -- The government's role in the evolving mortgage market -- Rethinking duty to serve in housing finance / Adam J. Levitin and Janneke H. Ratcliffe -- Dual mortgage markets : what role has the government played and how likely will one emerge in the future? / Raphael W. Bostic -- The role of mortgage finance in financial (in)stability / Mark Calabria -- Sustaining homeownership -- Engaging distressed homeowners / Mark Cole -- The home mortgage foreclosure crisis : lessons learned / Patricia A. McCoy -- Contributors -- Index.Home ownershipUnited StatesMortgage loansUnited StatesHousingUnited StatesFinanceHome ownershipMortgage loansHousingFinance.333.33/8097Belsky Eric S.Herbert Christopher E.Molinsky Jennifer H.MiAaPQMiAaPQMiAaPQBOOK9910791196403321Homeownership built to last3818136UNINA