04735oam 22012014 450 991078834890332120230721045623.01-4623-3358-31-282-84236-697866128423681-4518-7161-91-4519-8424-3(CKB)3170000000055182(SSID)ssj0000940062(PQKBManifestationID)11571940(PQKBTitleCode)TC0000940062(PQKBWorkID)10947347(PQKB)10445148(OCoLC)436305761(MiAaPQ)EBC1605878(IMF)WPIEE2009014(EXLCZ)99317000000005518220020129d2009 uf 0engurcn|||||||||txtccrBank Efficiency in Sub-Saharan African Middle Income Countries /Chuling ChenWashington, D.C. :International Monetary Fund,2009.32 p. illIMF Working PapersBibliographic Level Mode of Issuance: Monograph1-4519-1597-7 Includes bibliographical references.We use bank level data to study the efficiency of banks in Sub-Saharan African middle-income countries and provide possible explanations for the difference in the efficiency levels of banks. We find that banks, on average, could save 20-30 percent of their total costs if they were operating efficiently, and that foreign banks are more efficient than public banks and domestic private banks. Among the factors that could affect the efficiency levels are macroeconomic stability, depth of financial development, the degree of market competition, strong legal rights and contract laws, and better governance, including political stability and government effectiveness. Our findings point to the importance of policies that aim to build stronger institutions, promote more competition, and improve governance.IMF Working Papers; Working Paper ;No. 2009/014Banks and bankingAfrica, Sub-SaharanEconomic developmentAfrica, Sub-SaharanBanks and BankingimfFinance: GeneralimfPublic FinanceimfBanksimfDepository InstitutionsimfMicro Finance InstitutionsimfMortgagesimfEconomic Development: Financial MarketsimfSaving and Capital InvestmentimfCorporate Finance and GovernanceimfTaxation, Subsidies, and Revenue: GeneralimfGeneral Financial Markets: General (includes Measurement and Data)imfBankingimfPublic finance & taxationimfFinanceimfCommercial banksimfBank depositsimfLegal support in revenue administrationimfCompetitionimfFinancial institutionsimfRevenue administrationimfFinancial marketsimfForeign banksimfFinancial servicesimfBanks and bankingimfRevenueimfBanks and banking, ForeignimfSouth AfricaimfBanks and bankingEconomic developmentBanks and BankingFinance: GeneralPublic FinanceBanksDepository InstitutionsMicro Finance InstitutionsMortgagesEconomic Development: Financial MarketsSaving and Capital InvestmentCorporate Finance and GovernanceTaxation, Subsidies, and Revenue: GeneralGeneral Financial Markets: General (includes Measurement and Data)BankingPublic finance & taxationFinanceCommercial banksBank depositsLegal support in revenue administrationCompetitionFinancial institutionsRevenue administrationFinancial marketsForeign banksFinancial servicesBanks and bankingRevenueBanks and banking, ForeignChen Chuling1491221International Monetary Fund.DcWaIMFBOOK9910788348903321Bank Efficiency in Sub-Saharan African Middle Income Countries3712968UNINA