05984oam 22014294 450 991078828670332120230807210337.01-4755-5597-01-4755-2127-8(CKB)2670000000615441(EBL)2040170(SSID)ssj0001541620(PQKBManifestationID)11862928(PQKBTitleCode)TC0001541620(PQKBWorkID)11534863(PQKB)11132428(MiAaPQ)EBC2040141(MiAaPQ)EBC2040170(Au-PeEL)EBL2040141(CaPaEBR)ebr11052009(OCoLC)908671317(Au-PeEL)EBL2040170(CaONFJC)MIL779870(OCoLC)908671295(IMF)1USAEE2015001(IMF)1USAEA2015001(EXLCZ)99267000000061544120020129d2015 uf 0engurcnu||||||||txtccrUnited States : Financial Sector Assessment Program-Detailed Assessment of Observance on the Basel Core Principles for Effective Banking SupervisionWashington, D.C. :International Monetary Fund,2015.1 online resource (258 p.)IMF Staff Country ReportsDescription based upon print version of record.1-4843-1272-4 1-4843-1361-5 Cover; CONTENTS; GLOSSARY; SUMMARY AND KEY FINDINGS; INTRODUCTION; A. Information and Methodology Used for Assessment; B. Institutional and Market Structure-Overview; C. Preconditions for Effective Banking Supervision; DETAILED ASSESSMENT; A. Supervisory Powers, Responsibilities and Functions; B. Prudential Regulations and Requirements; SUMMARY COMPLIANCE WITH THE BCP; RECOMMENDED ACTIONS AND AUTHORITIES COMMENTS; A. Summary of Recommended Actions; B. Authorities' Response to the AssessmentThis paper discusses key findings of the Detailed Assessment of Observance of the Basel Core Principles for Effective Banking Supervision (BCP) on the United States. The U.S. federal banking agencies have improved considerably in effectiveness. These improvements are reflected in the high degree of compliance with BCP in this current assessment. Shortcomings have been observed, particularly in the treatment of concentration risk and large exposures, but they do not raise concerns overall about the authorities’ ability to undertake effective supervision. These shortcomings should, however, be addressed if the United States is to achieve the standards of supervisory effectiveness expected of one of the most systemically important financial systems in the world.IMF Staff Country Reports; Country Report ;No. 2015/089Banks and bankingState supervisionUnited StatesBanks and bankingUnited StatesBanking lawUnited StatesBanks and BankingimfFinance: GeneralimfPublic FinanceimfMoney and Monetary PolicyimfBanksimfDepository InstitutionsimfMicro Finance InstitutionsimfMortgagesimfFinancing PolicyimfFinancial Risk and Risk ManagementimfCapital and Ownership StructureimfValue of FirmsimfGoodwillimfFinancial Institutions and Services: Government Policy and RegulationimfTaxation, Subsidies, and Revenue: GeneralimfMonetary Policy, Central Banking, and the Supply of Money and Credit: GeneralimfBankingimfFinancial services law & regulationimfFinanceimfPublic finance & taxationimfMonetary economicsimfMarket riskimfStress testingimfInternal controlsimfOperational riskimfFinancial regulation and supervisionimfFinancial sector policy and analysisimfCreditimfMoneyimfLiquidity riskimfBanks and bankingimfFinancial risk managementimfRevenueimfUnited StatesimfBanks and bankingState supervisionBanks and bankingBanking lawBanks and BankingFinance: GeneralPublic FinanceMoney and Monetary PolicyBanksDepository InstitutionsMicro Finance InstitutionsMortgagesFinancing PolicyFinancial Risk and Risk ManagementCapital and Ownership StructureValue of FirmsGoodwillFinancial Institutions and Services: Government Policy and RegulationTaxation, Subsidies, and Revenue: GeneralMonetary Policy, Central Banking, and the Supply of Money and Credit: GeneralBankingFinancial services law & regulationFinancePublic finance & taxationMonetary economicsMarket riskStress testingInternal controlsOperational riskFinancial regulation and supervisionFinancial sector policy and analysisCreditMoneyLiquidity riskBanks and bankingFinancial risk managementRevenue332.10973DcWaIMFBOOK9910788286703321UNITED states486112UNINA