02784nam 2200505 450 991067218620332120171122093627.01-63425-358-2(CKB)4100000004974678(MiAaPQ)EBC5438073(EXLCZ)99410000000497467820180719d2017 uy 0engurcnu||||||||txtrdacontentcrdamediacrrdacarrierABA consumer guide to understanding & protecting your credit rights a practical resource for maintaining good credit /Daniel EdelmanChicago, Illinois :American Bar Association,2017.1 online resource (vii, 128 pages)1-63425-357-4 Your rights when borrowing money -- Understanding the terms and total cost of credit --Shopping for credit cards -- Negotiating a home mortgage loan -- Mortgage servicing -- Negotiating a car loan -- Obtaining a student loan -- Credit card rights -- Prepaid cards -- Debit cards and electronic fund transaction -- Student loan rights -- Other types of loans --Your rights as a debtor -- The collection industry : debt buyers vs. original creditors -- What to do if your are a defendant in a collection lawsuit -- Defenses to collection claims -- Dealing with collection calls -- Credit and spending : avoid common mistakes and borrowing responsibly -- Your rights with respect to credit reports -- Improving your credit score -- When to hire a lawyer to deal with a credit report problem -- The scope and nature of identity theft crime --Safegarding your information from identity theft -- What to do if you are a victim of identity theft.American Bar AssociationConsumer guide to understanding and protecting your credit rightsConsumer creditLaw and legislationUnited StatesCredit cardsLaw and legislationUnited StatesDebit cardsLaw and legislationUnited StatesCreditLaw and legislationUnited StatesDebtor and creditorUnited StatesConsumer protectionLaw and legislationUnited StatesConsumer creditLaw and legislationCredit cardsLaw and legislationDebit cardsLaw and legislationCreditLaw and legislationDebtor and creditorConsumer protectionLaw and legislation346.73073Edelman Daniel A.1334533MiAaPQMiAaPQMiAaPQBOOK9910672186203321ABA consumer guide to understanding & protecting your credit rights3046156UNINA