07865nam 2202125z- 450 991055755020332120231214133128.0(CKB)5400000000044104(oapen)https://directory.doabooks.org/handle/20.500.12854/77151(EXLCZ)99540000000004410420202201d2021 |y 0engurmn|---annantxtrdacontentcrdamediacrrdacarrierSustainability, Digital Transformation and Fintech: The New Challenges of the Banking IndustryBasel, SwitzerlandMDPI - Multidisciplinary Digital Publishing Institute20211 electronic resource (594 p.)3-0365-2740-0 In the current competitive scenario, the banking industry must contend with multiple challenges tied to regulations, legacy systems, disruptive models/technologies, new competitors, and a restive customer base, while simultaneously pursuing new strategies for sustainable growth. Banking institutions that can address these emerging challenges and opportunities to effectively balance long-term goals with short-term performance pressures could be aptly rewarded. This book comprises a selection of papers addressing some of these relevant issues concerning the current challenges and opportunities for international banking institutions. Papers in this collection focus on the digital transformation of the banking industry and its effect on sustainability, the emergence of new competitors such as FinTech companies, the role of mobile banking in the industry, the connections between sustainability and financial performance, and other general sustainability and corporate social responsibility (CSR) topics related to the banking industry. The book is a Special Issue of the MDPI journal Sustainability, which has been sponsored by the Santander Financial Institute (SANFI), a Spanish research and training institution created as a collaboration between Santander Bank and the University of Cantabria. SANFI works to identify, develop, support, and promote knowledge, study, talent, and innovation in the financial sector.Sustainability, Digital Transformation and FintechEconomics, finance, business & managementbicsscstimulus-response modelutilitarian valueHedonic valuesalesperson selling behaviorscustomer satisfactionloan expansionGDPNPLARDLVECMJohansen test of co-integrationunit rootnon-performing loanssovereign debt distresstail dependencegaussian copula regressionmobile financial services (MFS)trustperceived riskstructural equation modeling (SEM)multiple-criteria decision-making (MCDM)technique for order preference by similarity to ideal solution (TOPSIS)analytic hierarchy process (AHP)data envelopment analysiscommercial banksproduct innovationperformance evaluationinnovation riskdigital financial inclusionrisk-coping abilityvulnerability to povertyinstrumental variable estimationemotional intelligencework-family conflictjob burnoutemployees’ turnover intentionperceived organizational supportthe Vietnamese banking industrystochastic DEAmulti-attribute decision makingordinal variablecross-efficiencycorporate social responsibility disclosure (CSRD)financial performanceIslamic Banking Industry of PakistanGRIAAOIFICSRD indexcost of equityIFRS adoptionEuropean bankscorporate governancebanking regulationCSP–CFP relationshipbanking sustainabilityglass ceilingboard compositionequal opportunity policyCSRcommunicationdiscourseexpositionnarrativestorytellingbankingcateringutilitarian servicehedonic servicesustainable financesustainable financial productssustainable bankingSDGssustainable developmentLatin AmericaESG.digital transformationknowledge managementdigital governmentpublic sectorpublic administrationpeer-to-peer lendingbank riskinsolvency riskilliquidity riskfinancial inclusionvulnerable rural areassustainable solutionscentral bank digital currencysocial sustainabilitypharmacy networksustainable access to cashnonperforming loansmacroeconomic factorseconometric modelexchange rateunemployment rateinflation rateMoM(micro-operating mechanism)regulatory sandboxfintechtype by enterpriseinnovation competenciespatents dataevidence-based policyEuropean financial servicesSMEsnonfinancial informationsustainable reportingdisclosurelexical analysisnonfinancial reportingdynamic provisioningmacroprudential supervisioncounter-cyclical adjustmentinnovative solutionmobile bankingNigeriasub-Saharan Africa (SSA)qualitative meta-synthesis (QMS)banking industryvalue in use approachFinTech innovationvaluationpatent applicationmarket powerefficiencyprofitabilityriskCBDCdigital currencybank runcentral bankeconomic sustainabilityorganizational ambidexterityblended ambidexterityinnovation processbuy-now-pay-laterregulatory failureregulationconsumer behaviourbankbarriersdigitalisationmanagementperceptiontransformationsocial mediaadmirationconsumer loyaltysustainabilityEconomics, finance, business & managementPérez Andreaedt394798Pérez AndreaothBOOK9910557550203321Sustainability, Digital Transformation and Fintech: The New Challenges of the Banking Industry3034767UNINA