03209nam 22006255 450 991050297790332120240307122245.09783030803940303080394510.1007/978-3-030-80394-0(CKB)4100000012024300(MiAaPQ)EBC6721303(Au-PeEL)EBL6721303(OCoLC)1267766587(PPN)258054719(DE-He213)978-3-030-80394-0(EXLCZ)99410000001202430020210906d2021 u| 0engurcnu||||||||txtrdacontentcrdamediacrrdacarrierMicroFinTech Expanding Financial Inclusion with Cost-Cutting Innovation /by Roberto Moro-Visconti1st ed. 2021.Cham :Springer International Publishing :Imprint: Palgrave Macmillan,2021.1 online resource (281 pages)Palgrave Studies in Financial Services Technology,2662-50919783030803933 3030803937 Chapter 1 -- Introduction_ Chapter 2 -- The Microfinance Background _Chapter 3 -- Microfinance Issue _Chapter 4 -- The Impact of Technology on Microfinance_ Chapter 5 -- FinTechs _Chapter 6 -- MicroFinTech Applications_ Chapter 7 -- Conclusion.Microfinance is a renowned albeit controversial solution for giving financial access to the unbanked, even if micro-transactions increase costs, limiting outreach potential. The economic and financial sustainability of Microfinance Institutions (MFIs) is a prerequisite for widening a potentially unlimited client base. Automation decreases costs, expanding the outreach potential, and improving transparency and efficiency. Technological solutions range from branchless mobile banking to geo-localization of customers, digital/social networking for group lending, blockchain validation, big data, and artificial intelligence, up to "MicroFinTech" - FinTech applications adapted to microfinance. Of interest to both scholars, students, and professors of financial technology and microfinance, this book examines these trendy solutions comprehensively, going beyond the existing literature and showing potential applications to the traditional sustainability versus outreach trade-off.Palgrave Studies in Financial Services Technology,2662-5091Financial engineeringFinancial services industryEconomic developmentFinancial Technology and InnovationFinancial ServicesEconomic Development, Innovation and GrowthFinancial engineering.Financial services industry.Economic development.Financial Technology and Innovation.Financial Services.Economic Development, Innovation and Growth.332332Moro Visconti Roberto105248MiAaPQMiAaPQMiAaPQBOOK9910502977903321MicroFinTech2555045UNINA