04310nam 2200673Ia 450 991046546320332120200520144314.00-19-026138-21-283-42782-697866134278230-19-989096-X(CKB)2560000000079347(EBL)834739(OCoLC)772845058(SSID)ssj0000592690(PQKBManifestationID)12186351(PQKBTitleCode)TC0000592690(PQKBWorkID)10736444(PQKB)11028274(StDuBDS)EDZ0001101034(MiAaPQ)EBC834739(Au-PeEL)EBL834739(CaPaEBR)ebr10523376(CaONFJC)MIL342782(EXLCZ)99256000000007934720110728d2012 uy 0engur|n|---|||||txtccrPredictable surprise[electronic resource] the unraveling of the U.S. retirement system /Sylvester J. SchieberOxford ;New York Oxford University Pressc20121 online resource (477 p.)Description based upon print version of record.0-19-024039-3 0-19-989095-1 Includes bibliographical references and index.Cover; Contents; List of figures; List of tables; Preface and Acknowledgments; PART I. Foundations and Fault Lines; 1. Retirement USA; 2. Early Motivations behind the Pension Movement; PART II. Social Security: The Dream and Reality; 3. Development and Passage of the Social Security Act; 4. Early Concerns Prove Nagging and Persistent; 5. Moving to Pay-as-You-Go Financing; 6. A Deal Too Good to Last; 7. Operations under Pay-as-You-Go Financing; 8. Crisis and Reactions: Conflict, Consensus and Surprise; 9. Sorting Out the Trust Fund Semantics and Realities10. Policy Stalemate at the Demographic Divide11. Understanding Social Security in Modern Times; PART III. Employer-Based Pension Provision; 12. Employer Pensions Taking Root; 13. Growing Pains for Private Retirement Plans; 14. ERISA. The Transition to a New Regulatory Regime; 15. The 1980s: A Decade of Regulatory Schizophrenia; 16. Good Intentions Gone Awry; 17. Some Good News . . . or Not; 18. The Unfolding of a Predictable Defined Benefit Surprise; 19. And Then, a Predictable Defined Contribution Surprise; 20. Public Pensions: The Good, the Bad, and the UglyPART IV. Delivering Benefits and Providing Retirement Security21. Retirement Income Security and Workers' Residuals; 22. End Game: A Gold Watch, Pat on the Back, and More; 23. We've Killed the Goose, Let's Gild the Eggs; 24. Tax Benefits and Benefit Taxes; 25. Retiree Health Benefits. Misfortune or Malpractice; PART V. Truth and Consequences; 26. The Fellow Behind the Tree; 27. Securing the Social Security Foundation; 28. Securing Tax-Favored Benefits and Living Standards; 29. Remembering the Future; Glossary; A; B; D; E; F; H; I; J; M; N; O; P; R; S; T; U; W; Notes; Index; A; B; C; D; E; FGH; I; J; K; L; M; N; O; P; Q; R; S; T; U; V; WSocial Security is in jeopardy, private pension systems have fallen apart, and workers are trying to save on their own for retirement with the stock market in the worst shape since the Great Depression. In The Predictable Surprise, Sylvester J. Schieber shows that forewarnings of the coming retirement crisis have been apparent for decades, but we have never mustered the political will to address the problem. This book explains how we have gotten into the retirement predicament and where we can go from here. Schieber, a renowned authority on this topic, provides a compact, insightful history ofSocial securityUnited StatesOld age pensionsUnited StatesRetirement incomeUnited StatesElectronic books.Social securityOld age pensionsRetirement income331.25/20973Schieber Sylvester J141554MiAaPQMiAaPQMiAaPQBOOK9910465463203321Predictable surprise1909037UNINA