03665nam 2200613Ia 450 991046473280332120201015033125.01-4623-9611-91-4527-9848-61-283-57050-597866138829501-4519-1850-X(CKB)3360000000445741(EBL)1606029(SSID)ssj0001485061(PQKBManifestationID)11819078(PQKBTitleCode)TC0001485061(PQKBWorkID)11448192(PQKB)11643973(OCoLC)537802177(MiAaPQ)EBC1606029(EXLCZ)99336000000044574120100902d2010 uf 0engtxtccrPost-crisis bank behavior[electronic resource] lessons from Mercosur /Sarah Sanya and Montfort Mlachila[Washington, D.C.] International Monetary Fund20101 online resource (42 p.)IMF working paper ;WP/10/1Description based upon print version of record.1-4519-6161-8 Includes bibliographical references.Contents; I. Introduction; II. Banking Crises in Mercosur; A. General Overview of Post-Crisis Banking Behavior; B. The Evolution of Bank Crises in Mercosur; III. Methodology and Data Issues; A. The Concept of Convergence and Bank Behavior; B. The Regression Framework; C. Data Sources and Issues; IV. The Results; A. Descriptive Statistics; Tables; 1. Mercosur: Bank Behavior Summary Statistics; B. Regression Analysis; 2. Correlations Between Selected Variables; 3. Summary Results for Absolute and Conditional Convergence; Figures; 1. Ratio of Public Sector Credit to Gross Domestic Product2. Ratio of Private Sector Credit to Gross Domestic Product 4. Results for Absolute and Conditional Sigma Convergence by Country; 5. Results for Absolute and Conditional Sigma Convergence by Countries; V. Robustness Tests; A. Alternative Benchmarks; B. Results; 6. Summary Results for Sigma Convergence Using Chile and Norway as Alternative Benchmarks; 3. Ratio of Loans to Assets; 4. Ratio of Private Sector Credit to Gross Domestic Product; 5. Capitalization; C. The Behavior of Foreign and Large Banks; 6. Commercial Bank's Reserves to Gross Domestic Product7. Absolute Sigma Convergence by Bank Type VI. Concluding Remarks; Appendix; I. Variable Definitions and Sources; ReferencesDid the occurrence of systemic banking crises in the 1990's and 2000's significantly alter the behavior of banks in the Mercosur? The objective of this paper is to answer this question by analyzing changes in bank behavior after crises in the Mercosur region. To our knowledge, this is the first paper to apply the convergence methodology-which is common in the growth literature-to post-crisis bank behavior. Using a panel dataset of commercial banks during the period 1990-2006, we analyze the impact of crises on four sets of financial indicators of bank behavior-profitability, maturity preference,IMF working paper ;WP/10/1.Banks and bankingConvergence (Economics)Electronic books.Banks and banking.Convergence (Economics)Sanya Sarah991392Mlachila Montfort894673International Monetary Fund.MiAaPQMiAaPQMiAaPQBOOK9910464732803321Post-crisis bank behavior2268694UNINA