03383nam 2200649Ia 450 991046215910332120200520144314.00-8179-1046-8(CKB)2670000000276538(EBL)1370661(SSID)ssj0000755906(PQKBManifestationID)11409815(PQKBTitleCode)TC0000755906(PQKBWorkID)10730879(PQKB)10705364(MiAaPQ)EBC3301846(MiAaPQ)EBC1370661(Au-PeEL)EBL3301846(CaPaEBR)ebr10622899(CaONFJC)MIL551765(OCoLC)923122073(Au-PeEL)EBL1370661(OCoLC)876507476(EXLCZ)99267000000027653820101019d2010 uy 0engur|n|---|||||txtccrHealth reform without side effects[electronic resource] making markets work for individual health insurance /Mark V. PaulyStanford, Calif. Hoover Institution Pressc20101 online resource (123 p.)Hoover Institution Press publication ;no. 580Description based upon print version of record.0-8179-1044-1 Includes bibliographical references and index.Front Cover; Title Page; Copyright; Contents; Foreword by John Raisian; Acknowledgments; Problem definition; The lay of the land: How many people have what problems?; Can individual insurance help?; Coverage for high risks; Community rating: the worst possible way to do a good thing; What's wrong with individual insurance?; What is good about the individual market?; How not to critique the individual health insurance market; Lowering administrative costs; Buying groups and exchanges: How many Chihuahuas equal a Great Dane? ; Regulation and pricing without exchangesInsurance company economics, sharp practices, premiums, and exclusionsSubsidies; What to hope for and what to expect; Offering the right product; The ideal and the feasible: compromises and mixes; Conclusion; References; About the Author; About the Hoover Institution Working Group on Health Care Policy; IndexMark V. Pauly offers a detailed look at the individual insurance market in the United States. He explains how it works, suggests approaches to improvement that build on what currently works well, and provides a realistic assessment of how much improvement we can demand and expect. He concludes that, although there are some serious deficiencies in today's individual insurance market, there are also some important advantages in this market that should be preserved.Hoover Institution Press publication ;580.Health care reformUnited StatesHealth insuranceSelf-insuranceUnited StatesHealth insuranceUnited StatesElectronic books.Health care reformHealth insuranceSelf-insuranceHealth insurance362.1068Pauly Mark V.1941-758289MiAaPQMiAaPQMiAaPQBOOK9910462159103321Health reform without side effects2446749UNINA