04032nam 2200697 450 991045374640332120200520144314.00-7618-5607-2(CKB)2550000001166965(EBL)1574407(OCoLC)864744718(SSID)ssj0001170961(PQKBManifestationID)11672761(PQKBTitleCode)TC0001170961(PQKBWorkID)11171501(PQKB)11054716(MiAaPQ)EBC1574407(Au-PeEL)EBL1574407(CaPaEBR)ebr10816099(CaONFJC)MIL548357(EXLCZ)99255000000116696520131218d2013 uy 0engur|n|---|||||txtccrWhere credit is due bringing equity to credit and housing after the market meltdown /edited by Christy Rogers and john a. powellLanham, Maryland ;Plymouth, England :University Press of America,2013.©20131 online resource (403 pages)Includes index.0-7618-5606-4 1-306-17106-7 Contents; Acknowledgments; Introduction; Chapter One. Overview; Chapter Two. Understanding the Subprime Crisis: Institutional Evolution and Theoretical Views; Chapter Three. Subprime Lending, Foreclosure and Race: An Introduction to the Role of Securitization in Residential Mortgage Finance; Chapter Four. A Structural Racism Lens on Subprime Foreclosures and Vacant Properties; Chapter Five. Subprime Lending, Mortgage Foreclosure and Race: How Far Have We Come and How Far Have We to Go?; Chapter Six. Subprime Lending in the City of Cleveland and Cuyahoga CountyChapter Seven. Bending Toward Justice: An Empirical Study of Foreclosures in One Neighborhood Three Years after Impact and a Proposed Framework for a Better CommunityChapter Eight. The Foreclosure Crisis and Fair Credit Access in Immigrant Communities; Chapter Nine. An Ethnographic View of Impact: Asset Stripping for People of Color; Chapter Ten. Affirmatively Furthering Fair Housing: A Critical Component of the Neighborhood Stabilization Program; Chapter Eleven. Fannie, Freddie, and the Future of Fair HousingChapter Twelve. Fannie Mae and Freddie Mac: How Can We Improve Their Support of the Mortgage Market?Chapter Thirteen. Furthering Fair Housing, the Housing Finance System, and the Government Sponsored Enterprises; Chapter Fourteen. Give Credit Where Credit Is Due: Overhauling the CRA; Chapter Fifteen. Breaking the Bank /(Re)Making the Bank: America's Financial Crisis and the Implications for Sustainable Advocacy for Fair Credit and Fair Banking; Chapter Sixteen. The Housing and Credit Crisis Revisited: Looking Back and Moving Forward; Index; About the AuthorsDrawing upon history and insight into the current crisis, this book shows that the subprime lending and foreclosure crisis is not an anomaly, especially for people of color; nor is it over. These essays provide a framework for creating equitable policy and ultimately building more stable communities for all Americans.EquityUnited StatesCreditUnited StatesFinancial crisesUnited StatesHousingUnited StatesFinanceDiscrimination in consumer creditUnited StatesDiscrimination in mortgage loansUnited StatesElectronic books.EquityCreditFinancial crisesHousingFinance.Discrimination in consumer creditDiscrimination in mortgage loans346.73004Rogers Christy925596Powell John A49901MiAaPQMiAaPQMiAaPQBOOK9910453746403321Where credit is due2078225UNINA