03679oam 2200625I 450 991045363390332120170821155955.01-138-86554-01-315-05447-71-135-71701-X1-135-71694-310.4324/9781315054476 (CKB)2550000001190308(EBL)1602133(SSID)ssj0001173153(PQKBManifestationID)11748383(PQKBTitleCode)TC0001173153(PQKBWorkID)11104004(PQKB)10706255(OCoLC)874153459(MiAaPQ)EBC1602133(OCoLC)897453965(EXLCZ)99255000000119030820180331e20132000 uy 0engur|n|---|||||txtccrThe changing face of money will electronic money be adopted in the United States? /Barbara Ann GoodLondon :Routledge,2013.1 online resource (230 p.)Financial sector of the American economyFirst published 2000 by Garland Publishing Incorporated.0-8153-3809-0 1-306-38478-8 Includes bibliographical references and index.Cover; Half Title; Title Page; Copyright Page; Dedication; Table of Contents; List of Figures; List of Tables; Preface; 1. Introduction; 2. Money: What it is and How it works; The Importance of Money; Other Views of Money; Is Electronic Money Really Different?; Other New Payment Methods; Paper Money; Credit Cards; 3. An Overview of Electronic Money-Its Forms and Functions, Standards and Design Issues; History of Smart Cards; Chips vs. Magstripe Cards; Designs of Stored-Value Cards; Software-based Electronic Money; Standards; Security Issues; The Need for a Dominant DesignWill a Dominant Design Emerge?Conclusions; 4. Innovation, Diffusion, and Electronic Money; Innovation and Diffusion; Rates of Adoption; Credit Cards; Cellular Phones; Electronic Money Systems; Lessons to Be Learned; Network Economies; Conclusions; 5. Electronic Money Pilot Programs; The Mondex Pilots; The VisaCash Pilots; PROTON; Europay Clip; The Netherlands Program; Other Pilots and Programs; Closed Systems; Developing Countries; Lessons Learned from the Pilots; 6. Policy and Legal Issues of Electronic Money; Policy and Regulatory Issues; U.S. Current and Proposed RegulationsBasel Committee and the G-10 ProposalsRegulations in the G-10 Countries; Legal Framework Issues; Conclusions; 7. Final Thoughts and Conclusions; Are Americans Different?; Payments in the U.S.; The Market for Electronic Money; Introduction of Other Payments Methods; Conclusions; Future Research Efforts; Bibliography; IndexAlthough the cashless society has been predicted for at least twenty years, the new forms of card-based and software based electronic money may prove to be a partial alternative to the current forms of payment. This study examines these emerging electronic money systems and their possible adoption, primarily in the United States.Financial Sector of the American EconomyElectronic funds transfersUnited StatesElectronic funds transfersElectronic books.Electronic funds transfersElectronic funds transfers.332.1/0285Good Barbara Ann.856195FlBoTFGFlBoTFGBOOK9910453633903321The changing face of money1911806UNINA