00472oas 2200193z- 450 991039794120332120240313201707.0(CKB)5220000000000033(EXLCZ)99522000000000003320230221cuuuuuuuu -u- -eng증권학회지Wiley1226-1165 JEUNG'GWEON HAG'HOEJIJOURNAL9910397941203321증권학회지4132124UNINA