03509nam 22006494a 450 991022016000332120200520144314.01-281-73676-797866117367670-8330-4502-40-8330-4782-5(CKB)1000000000535237(EBL)357893(OCoLC)781392864(SSID)ssj0000143124(PQKBManifestationID)11150248(PQKBTitleCode)TC0000143124(PQKBWorkID)10111923(PQKB)10893698(Au-PeEL)EBL357893(CaPaEBR)ebr10235183(MiAaPQ)EBC357893(oapen)doab114812(EXLCZ)99100000000053523720080318d2008 uy 0engurcn|||||||||txtccrThe economic burden of providing health insurance how much worse off are small firms? /Christine Eibner1st ed.Santa Monica, CA RAND Corporation20081 online resource (81 p.)Rand Corporation technical report series ;TR-559-EMKF"This research was conducted within the Kauffman-Rand Institute for Entrepreneurship Public Policy in the Rand Institute for Civil Justice"--Pref.0-8330-4411-7 Includes bibliographical references (p. 59-62).Cover; Preface; Contents; Figures; Tables; Summary; Acknowledgments; Abbreviations; Chapter One - Introduction; Background; Motivation; Approach; Overview of This Report; Chapter Two - Data; Chapter Three - Methods; Chapter Four - Results; Employer Health-Insurance Burdens; Sensitivity Analyses With Very Small Firms; Plan Quality; Chapter Five - Limitations; Chapter Six - Discussion; Overall Results; Growth in Health-Insurance Burden at Small Firms; Differences Between Small and Large Firms; Distribution of Health-Insurance Burden Among Offering Firms; Components of Employer Cost BurdenInsurance-Offer Rates Chapter Seven - Conclusion; Appendix - Supporting Data; ReferencesMore than 60 percent of non-elderly Americans receive health-insurance (HI) coverage through employers, either as policyholders or as dependents. However, rising health-care costs are leading many to question the long-term viability of the employer-based insurance system. Concerns about the economic burden of providing HI are particularly acute for small businesses, which are both less likely than larger firms to offer HI and more sensitive to price when deciding to offer insurance. Small firms may have difficulty containing costs due to their limited bargaining power and their inability to hirTechnical report (Rand Corporation) ;TR-559-EMKF.Employer-sponsored health insuranceUnited StatesCostsSmall businessEmployeesMedical careUnited StatesCostsEmployer-sponsored health insuranceCosts.Small businessEmployeesMedical careCosts.331.25/540973Eibner Christine904748Kauffman-RAND Institute for Entrepreneurship Public Policy.Institute for Civil Justice (U.S.)MiAaPQMiAaPQMiAaPQBOOK9910220160003321The economic burden of providing health insurance4192197UNINA