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1. |
Record Nr. |
UNISA996384623203316 |
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Titolo |
To the most honourable and high court of Parliament [[electronic resource] ] : The humble petition of the gentlemen, and other of the inhabitants of the county of Cornwall |
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Pubbl/distr/stampa |
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[London], : Published by I.B. Gent., [1642] |
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Descrizione fisica |
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Altri autori (Persone) |
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Soggetti |
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Broadsides17th century.England |
Great Britain History Civil War, 1642-1649 Early works to 1800 |
Great Britain Politics and government 1649-1660 Early works to 1800 |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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At foot of text: Published by I. B. Gent. |
Steele notation: Honou- ture dearest. |
Place of publication suggested by Wing. |
Reproduction of original in the British Library. |
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Sommario/riassunto |
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2. |
Record Nr. |
UNINA9910969919303321 |
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Autore |
Klyuev Vladimir |
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Titolo |
Is Housing Wealth An 'ATM'? the Relationship Between Household Wealth, Home Equity withdrawal, and Saving Rates / / Vladimir Klyuev, Paul Mills |
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Pubbl/distr/stampa |
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Washington, D.C. : , : International Monetary Fund, , 2006 |
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ISBN |
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9786613822581 |
9781462370993 |
1462370993 |
9781452722900 |
1452722900 |
9781282590083 |
1282590081 |
9781451984927 |
1451984928 |
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Edizione |
[1st ed.] |
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Descrizione fisica |
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1 online resource (27 p.) |
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Collana |
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Altri autori (Persone) |
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Soggetti |
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Home equity conversion - United States |
Saving and investment - United States |
Banks |
Consumption |
Depository Institutions |
Economic Development: Urban, Rural, Regional, and Transportation Analysis |
Economics |
Finance |
Financial institutions |
Financial Instruments |
Housing prices |
Housing Supply and Markets |
Housing |
Industries: Financial Services |
Infrastructure |
Institutional Investors |
Investment & securities |
Investments: Stocks |
Macroeconomics |
Macroeconomics: Consumption |
Micro Finance Institutions |
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Mortgages |
National accounts |
Non-bank Financial Institutions |
Pension Funds |
Prices |
Property & real estate |
Real Estate |
Saving and investment |
Saving |
Stocks |
Wealth |
United States |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Nota di bibliografia |
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Includes bibliographical references. |
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Nota di contenuto |
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""Contents""; ""I. INTRODUCTION""; ""II. HAVE SAVING RATES REALLY FALLEN?""; ""III. LIKELY IMPACT OF FINANCIAL INNOVATION AND LIBERALIZATION ON HOME EQUITY WITHDRAWAL ( HEW) AND SAVING""; ""IV. TRENDS IN HEWAND HOUSEHOLD SAVING ACROSS COUNTRIES""; ""V. HOW DOES HEW AFFECT HOUSEHOLD SAVING?""; ""VI. ECONOMETRIC ANALYSIS""; ""VII. RECENT EXPERIENCE OF HEW IN AUSTRALIA AND UNITED KINGDOM: IMPLICATIONS FOR UNITED STATES?""; ""VIII. CONCLUSIONS""; ""APPENDIX""; ""I. FINANCIAL LIBERALIZATION AND MORTGAGE PRODUCT INNOVATION""; ""II. DATA ISSUES""; ""References"" |
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Sommario/riassunto |
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This paper examines the role increasing personal wealth and home equity withdrawal (HEW) have had in the decline in the personal saving rate in the United States. It does so by comparing the U.S. experience with those of Australia, Canada, and the United Kingdom. Mortgage market liberalization and innovation should reduce household cash flow and collateral constraints while making housing wealth more liquid as HEW becomes easier over time. Regression analysis indicates the expected negative relationship between U.S. saving and net worth, with a somewhat smaller coefficient than in previous studies. HEW is estimated to have a temporary negative impact on saving of the order of 20 cents on the dollar. |
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