1.

Record Nr.

UNINA9910462218903321

Autore

Pace R. Daniel <1963-, >

Titolo

Limitations on the business of banking : an analysis of expanded securities, insurance, and real estate activities / / R. Daniel Pace

Pubbl/distr/stampa

Abingdon, Oxon : , : Routledge, , 2012

ISBN

1-283-71098-6

0-203-10826-4

1-136-26534-1

Descrizione fisica

1 online resource (177 p.)

Collana

Routledge library editions. Banking & finance ; ; v. 25

Disciplina

332.1

332.1/0973

332.10973

Soggetti

Banks and banking - State supervision - United States

Bank holding companies - Deregulation - United States

Bank management - United States - Computer simulation

Electronic books.

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Note generali

First published in 1995 by Garland Pub., Inc.

Nota di bibliografia

Includes bibliographical references and index.

Nota di contenuto

LIMITATIONS ON THE BUSINESS OF BANKING An Analysis of Expanded Securities, Insurance, and Real Estate Activities; Copyright; LIMITATIONS ON THE BUSINESS OF BANKING AN ANALYSIS OF EXPANDED SECURITIES,INSURANCE, AND REAL ESTATE ACTIVITIES; Copyright; Contents; Chapter I Introduction; Motivation; Interstate Banking; Deregulation of the Savings and Loan Industry; Competition from the Insurance Industry; Competition from the Securities Industry; Securitization; Capital Markets; Globalization; Technology; A Question of Importance; Simulating the Risks and Returns of Expanded Bank Powers

ContributionsMore and New Measures; Expanded Data; Superior Classification of Industries; Risk-reducing Behavior; Legal Environment; Format; Chapter II The Regulatory Boundaries of Bank Activities; The Banking Act of 1933; Section 16; Section 21; Section 20; Section 32; Congressional Rationality and the GSA; The McFadden Act; The Bank Holding Company Acts of 1956 and 1970; The Depository Institutions



Deregulation and Monetary Control Act of 1980; The Garn-St. Germain Depository Institutions Act of 1982; Significant Cases Concerning Bank Powers; Current Status of Bank Activity Expansion

Recent State DevelopmentsInsurance; Securities; Real Estate; Concluding Remarks; Chapter III Hypothetical Merger Simulation Using Earnings; Literature Review; The Empirical Studies; Methodolog; Individual Firm Profitability; Individual Firm Risk; The Hypothetically Combined Portfolio; A Brief Digression; The Base Case; The Beneficial Merger Case; The Data; The Results; Concluding Remarks; Chapter IV Evidence Using Cash Flow Variables; Cash Flow Measures; Methodology and Data; Cash Flow Results; Earnings Less Dividends; NearCash; FlowCash; Cash Flow Measurement Remarks; Consensus Rankings

Data CharacteristicsConcluding Remarks; Chapter V Summary; Accomplishments; The Regulatory Boundaries of Bank Activities; Hypothetical Merger Simulation Using Earnings; Evidence Using Cash Flow Variables; Areas Not Addressed by This Study; Economies of Scale and Scope; Social Costs and Benefits; Agency Costs; Merger Premiums; Mutual Organizations; Relative Measures; Only Public Firms; Capital Structure; Related Future Research; Different Measures; Bank versus Bank Holding Company Expansion; Geographical Diversification Through Product Diversification; Comparison to International Banks

Simultaneous DiversificationA Financial Industry Perspective; Appendix A Simulation Run Example; Appendix B A Holding Period Return Extension; Market measure; Methodology; Results; Do Market Returns Change the Results?; References; Index

Sommario/riassunto

This book is a study of how expanded bank powers could affect the banking industry in the US. Using contemporaneous measures, expanded data, a finer classification of industries, risk-reducing behavior, and the legal and regulatory environment this volume provides a more complete picture than earlier studies.



2.

Record Nr.

UNINA9910965053303321

Titolo

Effective health behavior in older adults / / K. Warner Schaie, Howard Leventhal, Sherry L. Willis, editors

Pubbl/distr/stampa

New York, : Springer Pub. Co., c2002

ISBN

1-281-81143-2

9786611811433

0-8261-9743-4

Edizione

[1st ed.]

Descrizione fisica

1 online resource (353 p.)

Collana

Societal impact on aging series ; ; 2002

Altri autori (Persone)

LeventhalHoward, PhD

SchaieK. Warner <1928-> (Klaus Warner)

WillisSherry L. <1947->

Disciplina

613/.0438

618.97

613.0438

Soggetti

Aging

Geriatrics

Health behavior - Age factors

Older people - Health and hygiene

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Note generali

Description based upon print version of record.

Nota di bibliografia

Includes bibliographical references and indexes.

Nota di contenuto

Contents; Contributors; Preface; 1 Biosocial Considerations in Chronic Illness Perceptions and Decisions; 2 Linear and Dynamical Thinking about Psychosocial Factors and Cardiovascular Risk; 3 A Cognitive-Affective Analysis of Cancer Behavior in the Elderly: Are You as Healthy as You Feel?; 4 Psychosocial Factors in the Prevention of Cardiovascular Disease; 5 Ethnicity and Psychosocial Factors in Cardiovascular Disease Prevention; 6 Getting Help to Those Most Likely to Benefit: Patient Characteristics and Treatment Success

7 Exercise Interventions and Aging: Psychological and Physical Health Benefits in Older Adults8 How Provider Payment Policies Affect the Health-Care-Seeking Behavior of the Elderly; 9 The Potential for Health Care Organizations to Promote Maintenance and Change in Health Behaviors Among the Elderly; Afterword: Health Behavior and the Elderly: How Do We Understand Its Determinants and Their Goals?;



Author Index; Subject Index

Sommario/riassunto

In what ways do health behaviors and societal mechanisms help or discourage individuals in assuming responsibility for their health? Highly-esteemed and diverse contributors examine the health behaviors of older adults and the ways in which these behaviors are affected by societal trends. The volume begins with a discussion of the personal attributes affecting health behaviors and responsible health care choices in older adults. Additional topics explored include: Psychosocial factors in the prevention of cardiovascular disease; behavioral interventions such as the role of exercise in preventi