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1. |
Record Nr. |
UNINA9910962616403321 |
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Autore |
Meilasari-Sugiana Astrid |
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Titolo |
Financial Technology Adoption in Greater Jakarta : Patterns, Constraints and Enablers / / Astrid Meilasari-Sugiana, Siwage Dharma Negara, Yew-Foong Hui |
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Pubbl/distr/stampa |
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Singapore : , : ISEAS–Yusof Ishak Institute, , 2023 |
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ISBN |
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Edizione |
[1st ed.] |
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Descrizione fisica |
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1 online resource : digital, PDF file(s) |
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Collana |
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Trends in Southeast Asia ; ; issue 9, 2022 |
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Disciplina |
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Soggetti |
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Financial services industry - Indonesia - Jakarta |
Finance, Personal - Indonesia - Jakarta |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Title from publisher's bibliographic system (viewed on 14 Nov 2025). |
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Nota di contenuto |
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Frontmatter -- FOREWORD -- EXECUTIVE SUMMARY -- INTRODUCTION -- SAMPLING, DATA COLLECTION METHODS AND SURVEY LIMITATIONS -- FINANCIAL TECHNOLOGY USE IN GREATER JAKARTA -- CATEGORIES OF FINTECH ADOPTED BY GREATER JAKARTA’S COMMUNITIES -- FINTECH ENTERPRISES POPULAR AMONG GREATER JAKARTA’S LOWER-INCOME COMMUNITY -- CONSTRAINTS FOR FINTECH ADOPTION -- ENABLERS FOR FINTECH ADOPTION -- CONCLUSION -- APPENDIX: A LOGISTIC MODEL FOR FINTECH ADOPTION -- REFERENCES |
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Sommario/riassunto |
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This article reports the findings of an online survey conducted in November - December 2021 on Indonesians' experience and perception of fintech tools, focusing on fintech adoption in the Greater Jakarta region, which besides Jakarta, includes Bogor, Depok, Tangerang and Bekasi. One key finding is that, in the Greater Jakarta region, socio-economic status as measured by income is not a key determinant of fintech adoption. This is likely due to the more developed and mature ICT infrastructure in the Greater Jakarta region, which makes fintech tools readily accessible. However, the kinds of fintech tools that are more likely to be used - M-banking, E-wallet, Online Lending, Investment, Donations, and so on - are influenced by factors such as income, education, gender, age and occupation, |
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suggesting that different fintech tools appeal to different groups in society according to their needs and resources. Psychological factors that are important in the adoption of fintech include having many choices in the needed financial services and feeling in control. While fintech users are concerned about data leaks and fraud, this does not deter them from using fintech. It may be anticipated that with the deepening of ICT infrastructure and public education on the safe use of fintech, fintech usage in Indonesia will continue to spread throughout the country. |
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2. |
Record Nr. |
UNINA9910253334703321 |
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Autore |
Fuchs Robert |
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Titolo |
Speech Rhythm in Varieties of English : Evidence from Educated Indian English and British English / / by Robert Fuchs |
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Pubbl/distr/stampa |
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Berlin, Heidelberg : , : Springer Berlin Heidelberg : , : Imprint : Springer, , 2016 |
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ISBN |
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Edizione |
[1st ed. 2016.] |
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Descrizione fisica |
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1 online resource (240 p.) |
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Collana |
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Prosody, Phonology and Phonetics, , 2197-8700 |
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Disciplina |
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Soggetti |
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Phonology |
Applied linguistics |
Comparative linguistics |
Phonology and Phonetics |
Applied Linguistics |
Comparative Linguistics |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Description based upon print version of record. |
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Nota di bibliografia |
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Includes bibliographical references at the end of each chapters and index. |
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Nota di contenuto |
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Preface; References; Contents; Abbreviations; Abbreviations of Rhythm Metrics (Details on pp. 39-41 and 78-79); 1 Introduction: Why a Study on the Speech Rhythm of Indian English and British English Is Necessary; References; 2 The Historical and Social Context of Indian English; 2.1 Use of English in India; 2.1.1 Development and Classification of Indian English; 2.1.2 The Linguistic Landscape of India; |
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2.1.3 Number of Speakers and Sociolinguistic Varieties of Indian English; 2.2 The Phonetics and Phonology of Indian English; 2.2.1 Segmental Characteristics; 2.2.1.1 Vowels; 2.2.1.2 Consonants |
2.2.2 Suprasegmental Characteristics2.2.2.1 Intonation; 2.2.2.2 Speech Rhythm; References; 3 The Concept and Measurement of Speech Rhythm; 3.1 Approaches to Speech Rhythm; 3.2 Speech Rhythm Metrics Based on Duration; 3.3 Robustness and Normalisation: Which Metric Is More Reliable?; 3.4 Remaining Theoretical and Empirical Problems; 3.4.1 An Empirical Problem; 3.4.2 Lack of Theoretical Grounding and Testing of Hypotheses; 3.4.3 Perceptual Grounding; 3.4.4 Other Criticisms; 3.5 Rhythm Metrics Based on Acoustic Correlates Other than Duration; 3.5.1 Intensity; 3.5.2 Loudness |
3.5.3 Fundamental Frequency (f0)3.5.4 Sonority; 3.5.5 Summary; 3.6 Conclusions; References; 4 Speech Rhythm in Varieties of English; 4.1 Degrees of Syllable and Stress Timing in Varieties of English; 4.2 Hypotheses for the Study of Indian English Speech Rhythm; References; 5 Data and Methods; 5.1 Description of the Material and Tasks; 5.2 Recording Procedure; 5.3 Sociological Profile of the Speakers; 5.4 Annotation of the Data; 5.5 Calculation of the Rhythm Metrics; 5.6 Statistical Analysis; References; 6 Speech Rhythm in Indian English and British English |
6.1 Vocalic and Consonantal Durations6.1.1 Results; 6.1.2 Discussion; 6.2 Syllable Durations; 6.2.1 Results; 6.2.1.1 Syllabification Across Word Boundaries; 6.2.1.2 Syllabification Within Word Boundaries; 6.2.1.3 Automatic Syllabification; 6.2.2 Discussion; 6.3 Sonority; 6.3.1 Automatic; 6.3.2 Duration Based; 6.3.3 Discussion; 6.4 Voicing; 6.4.1 Results; 6.4.2 Discussion; 6.5 Fundamental Frequency; 6.5.1 Results; 6.5.2 Discussion; 6.6 Intensity; 6.6.1 Results; 6.6.2 Discussion; 6.7 Loudness; 6.7.1 Results; 6.7.2 Discussion; 6.8 Speech Rate; 6.8.1 Results; 6.8.2 Discussion |
6.9 Word-Initial Glottal Stop Insertion Before Vowels6.9.1 Results; 6.9.2 Discussion; 6.10 Discussion; References; 7 The Perception of Speech Rhythm in Indian English and British English; 7.1 Mixing and Suppressing Acoustic Cues with Resynthesis; 7.2 Accent Discrimination; 7.2.1 Previous Research; 7.2.2 Pilot Study; 7.2.2.1 Hypotheses; 7.2.2.2 Stimuli and Methods; 7.2.2.3 Results; 7.2.2.4 Discussion; 7.2.3 Main Study; 7.2.3.1 Hypotheses; 7.2.3.2 Results; 7.2.3.3 Discussion; 7.3 Attending to One of Two Simultaneous Talkers (`Cocktail Party Effect'); 7.3.1 Previous Research; 7.3.2 Pilot Study |
7.3.2.1 Hypotheses |
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Sommario/riassunto |
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This book addresses the question whether Educated Indian English is more syllable-timed than British English from two standpoints: production and perception. Many post-colonial varieties of English, which are mostly spoken as a second language in countries such as India, Nigeria and the Philippines, are thought to have a syllable-timed rhythm, whereas first language varieties such as British English are characterized as being stress-timed. While previous studies mostly relied on a single acoustic correlate of speech rhythm, usually duration, the author proposes a multidimensional approach to the production of speech rhythm that takes into account various acoustic correlates. The results reveal that the two varieties differ with regard to a number of dimensions, such as duration, sonority, intensity, loudness, pitch, and glottal stop insertion. The second part of the study addresses the question whether the difference in speech rhythm between Indian and British English is perceptually relevant, based on intelligibility and dialect discrimination experiments. The results reveal that speakers generally find the rhythm of their own variety more intelligible, and that listeners can identify which variety a speaker is using on the basis of |
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differences in speech rhythm. |
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