1.

Record Nr.

UNINA9910954029803321

Titolo

Global marketplace for private health insurance : strength in numbers / / Alexander S. Preker, Peter Zweifel, and Onno Schellekens, eds

Pubbl/distr/stampa

Washington, DC, : World Bank, 2010

ISBN

9786612422249

9781282422247

1282422243

9780821376775

0821376772

Edizione

[1st ed.]

Descrizione fisica

xxxiv, 491 pages : illustrations ; ; 26 cm

Altri autori (Persone)

PrekerAlexander S. <1951->

ZweifelPeter

SchellekensOnno P. <1964->

Disciplina

368.38/2

Soggetti

Health insurance - Economic aspects - Developing countries

Economics

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Note generali

Description based upon print version of record.

Nota di bibliografia

Includes bibliographical references and index.

Nota di contenuto

Contents; Foreword; Preface; Acknowledgments; Abbreviations and Acronyms; 1. Introduction: Strength in Numbers; BOXES; FIGURES; PART 1 EMPIRICAL AND ECONOMIC UNDERPINNINGS; TABLES; PART 2 EVIDENCE FROM THE PAST; PART 3 OPPORTUNITIES FOR THE FUTURE; Appendixes; Index

Sommario/riassunto

Financial protection against the cost of illness and inclusion of vulnerable groups - will require better mobilization and use of private means. Private voluntary health insurance already plays an important role in mobilizing additional resources to the health sector and protecting against the catastrophic cost of illness in some countries. This review explores the context under which private voluntary health insurance could contribute to an improvement in the sustainability of the health sector and financial protection in other countries.



2.

Record Nr.

UNINA9910957183303321

Autore

Tanner Evan

Titolo

Frugality : : Are We Fretting Too Much? Household Saving and Assets in the United States / / Evan Tanner, Yasser Abdih

Pubbl/distr/stampa

Washington, D.C. : , : International Monetary Fund, , 2009

ISBN

9786612844058

9781462342648

1462342647

9781451873443

1451873441

9781282844056

1282844059

9781452779324

1452779325

Edizione

[1st ed.]

Descrizione fisica

51 p. : ill

Collana

IMF Working Papers

Altri autori (Persone)

AbdihYasser

Disciplina

332.024;332.02401

Soggetti

Saving and investment - United States - Econometric models

Income - United States - Econometric models

Wealth - United States - Econometric models

Aggregate Factor Income Distribution

Consumption

Disposable income

Economics

Financial Instruments

Income

Institutional Investors

Investment & securities

Investments: Stocks

Macroeconomics

Macroeconomics: Consumption

National income

Non-bank Financial Institutions

Pension Funds

Personal income

Personal Income, Wealth, and Their Distributions

Saving

Stocks

Wealth



United States

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Note generali

"Middle East and Central East Department ; IMF Institute".

"September 2009".

Nota di bibliografia

Includes bibliographical references.

Nota di contenuto

Intro -- Contents -- I. Introduction -- II. Indicators of Household Wealth and Saving in the United States. -- III. An Inverse Relationship between Primary Savings and Asset Income? -- IV. The Estimated Relation Between Primary Saving and Asset Income -- V. Prospective Analysis: Alternative Scenarios for Savings and Assets -- A. Forward Simulations -- B. Stochastic Simulation (No Change to Parameters) -- C. Alternative "New Frugality" Scenarios: Structural Shifts In The Model -- VI. Pleasant Pigovian Accounting? Further Reflections on the Paradox of Thrift -- A. An Accounting Model -- B. Prospective Paths for Consumer Expenditures -- C. Capital Investment -- VII. Summary, Conclusions, and Directions for Future Work -- References -- Appendixes -- A. Data Definitions -- B. Assessing  Transversality: Primary Savings and the Level of Assets -- C. Estimation Details -- 1. Model Setup -- 2. Coefficient Estimates: Long-Run and Short-Run -- D. Pleasant Pigovian  Accounting in an Open Economy -- Appendix Tables -- A.1. Unit Root Tests  for Variables in Levels and Differences -- A.2. Cointegration  Analysis (Johansen (1990) Test -- A.3. Hypothesis  Tests, Restrictions on Cointegrating Coefficients -- A.4. Summary of  Estimates, VECM System (3') -- Tables -- 1. United  States:  Household Assets and Liabilities Averages by Decade -- 2. United States:  Household Assets and Liabilities Averages by Decade -- 3. United States:  Household Assets and Liabilities Changes between Decades -- 4. Summary of  Estimates, Equations (4a), (4b), (4c) -- 5. Summary of  Alternative Savings Scenarios -- 6. Summary of  Estimates, Equation (12) -- 7. Summary of  Estimates, Equation (13) -- Figures -- 1. Household Net  Wealth and Personal Savings (in Percent of GDP) -- 2. United States:  Real Rates of Return on Assets Percent per Annum, Yearly.

3. United States:  Saving, Alternative Measures (In Percent of Disposable -- 4. Impulse Response  Functions, VECM System (3() -- 5. Primary Savings  (S*)-Stochastic Simulations US Billion -- 6. Net Worth (A,  Upper Chart) and Primary Savings (S*, Lower Chart), -- 7. U.S. Savings:  Corporate vs. Household Savings -- 8. US: Capital  Formation and Net Wealth -- 9. US Household  Consumption -- 10. Fixed Capital  Formation (FC), Stochastic Simulations (US Billions) -- 11. Total Fixed  Investment (Billions of 2000 US) -- Boxes -- 1. Recent   Views on  U.S. Savings and the Paradox Of Thrift in the Popular and Financial Press.

Sommario/riassunto

Household savings rates in the United States have recently crept up from all-time lows. Some have suggested that a shift toward frugality will hamper GDP growth-the Keynesian "paradox of thrift." We estimate that households compensate for a fall in their asset income by saving more out of their labor income, dollar-for-dollar. In the wake of the crisis, our model predicts that such primary savings will increase, but only temporarily and modestly, as household assets stabilize. As savings flows gradually accumulate, they help rebuild corporate net worth and hence firms' capacity to make capital investments. A timely



return to pre-crisis levels of capital investment would require that U.S. households save substantially more than the model predicts, starting now. Hence, we should fret that our savings rates may be too low.