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1. |
Record Nr. |
UNINA9910955045003321 |
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Autore |
Northrop Dorothy E. <1942-> |
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Titolo |
Health insurance resources : a guide for people with chronic disease and disability / / Dorothy E. Northrop, Stephen E. Cooper, Kimberly Calder |
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Pubbl/distr/stampa |
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ISBN |
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1-282-38761-8 |
9786612387616 |
1-934559-61-X |
1-4416-3441-X |
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Edizione |
[2nd ed.] |
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Descrizione fisica |
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1 online resource (228 p.) |
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Altri autori (Persone) |
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CooperStephen <1946-> |
CalderKimberly |
NorthropDorothy E. <1942-> |
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Disciplina |
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Soggetti |
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Chronically ill - United States |
Health insurance - United States |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Rev. ed. of: Health insurance resource manual. c2003. |
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Nota di bibliografia |
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Includes bibliographical references and index. |
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Nota di contenuto |
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Health insurance managed care and indemnity plans -- Medicare -- Medicaid eligibility -- Social security disability insurance -- Supplemental security income -- SSDI/SSI : the application process -- Employee Retirement Income Security Act -- Grievances and appeals -- Health Insurance Portability and Accountability Act -- Consolidated Omnibus Budget Reconciliation Act of 1985 -- State "mini-COBRA" laws -- Ticket to work and work incentives -- Comprehensive state health insurance for high-risk individuals. |
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Sommario/riassunto |
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The second edition of Health Insurance Resources: A Guide for People with Chronic Disease and Disability continues to be a uniquely helpful reference for those who need and use health insurance most often but have the least access to it. The book was developed to assist individuals living with disability and chronic health conditions, as well as health care professionals, in understanding the health care system and maximizing their rights and entitlements within that system. The manual is completely updated throughout, and reflects the changes in |
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the system since the first edition Aos publicat |
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2. |
Record Nr. |
UNINA9910958005103321 |
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Titolo |
Consumer credit, debt and bankruptcy : comparative and international perspectives / edited by Johanna Niemi, Iain Ramsay and William C. Whitford |
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Pubbl/distr/stampa |
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Oxford ; Portland, Oregon, : Hart Publishing, 2009 |
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ISBN |
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9786612444463 |
9781472560506 |
1472560507 |
9781282444461 |
1282444468 |
9781847315229 |
1847315224 |
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Edizione |
[1st ed.] |
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Descrizione fisica |
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1 online resource (462 p.) |
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Disciplina |
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Soggetti |
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Consumer credit - Law and legislation |
Debtor and creditor |
Bankruptcy |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Selected papers from the meeting of the Law and Society Association held in Berlin during July 2007 |
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Nota di bibliografia |
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Includes bibliographical references and index |
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Nota di contenuto |
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Inequality and access to financial services / Gregory D Squires -- The political economy of consumer credit securitization : comparing predatory lending in home finance in the US, UK, Germany and Japan / Christopher L Peterson -- Consumer overindebtedness in Brazil and the need for new consumer bankruptcy legislation / Claudia Lima-Marques and Antonio Benjamin -- 'Wannabe WAGS' and 'credit binges' : the constructions of overindebtedness in the UK / Iain Ramsay -- Overindebted households and law : prevention and rehabilitation in Europe / Johanna Niemi -- 'A call to arms' : for regulation of consumer lending / Udo Reifner -- The political economy of the EC consumer |
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credit directive / Sefa M Franklin -- Disclosure as an imperfect means for addressing overindebtedness : an empirical assessment of comparative approaches / Susan Block-Lied ... [et al.]. -- Prevention of overindebtedness and mechanisms for resolving overindebtedness of South African consumers / Michelle Kelly-Louw -- The myth of the cautious consumer : law, culture, economics and politics in the rise and partial fall of unsecured lending in Japan / Souichirou Kozuka and Luke Nottage -- Making sense of nation-level bankruptcy filing rates / Ronald J Mann -- Overindebtedness and financial stress : a comparative study in Europe / Catarina Frade and Claudia Abreu Lopes -- Bankruptcy in Germany : filing rates and the people behind the numbers / Wolfram Backert ... [et al.] -- Elderly consumer weakness in 'withholding credit' / Johannes Doll -- Two decades, three key questions, and evolving answers in European consumer insolvency law : responsibility, discretion, and sacrifice / Jason Kilborn -- A law-in-action approach to comparative study of repayment forms of consumer bankruptcy / Jean Braucher -- Debt agreements from down under / John Duns and Rosalind Mason -- Personal bankruptcy in Korea / Soogeun Oh --New labour : more debt : the political response / Michael Green -- Debt counseling in the shadow of the court : the Dutch experience / Nadja Jungmann and Nick Huls |
Introduction -- Johanna Niemi, Iain Ramsay, William C Whitford -- I Changing Consumer Credit Markets -- 1. Inequality and Access to Financial Services Gregory D Squires -- 2. The Political Economy of Consumer Credit Securitization: Comparing Predatory Lending in Home Finance in the US, UK, Germany and Japan Christopher L Peterson -- 3. Consumer Overindebtedness in Brazil and the Need for New Consumer Bankruptcy Legislation Cláudia Lima-Marques and Antoˆnio Benjamin -- 4. 'Wannabe WAGS' and 'Credit Binges': The Construction of Overindebtedness in the UK Iain Ramsay -- II Topics in Consumer Credit Regulation -- 5. Overindebted Households and Law: Prevention and Rehabilitation in Europe Johanna Niemi -- 6. 'A Call to Arms'-For Regulation of Consumer Lending Udo Reifner -- 7. The Political Economy of the EC Consumer Credit Directive Sefa M Franken -- 8. Disclosure as an Imperfect Means for Addressing Overindebtedness: An Empirical Assessment of Comparative Approaches Susan Block-Lieb, Richard Wiener, Jason A Cantone and Michael Holtje -- 9. Prevention of Overindebtedness and Mechanisms for Resolving Overindebtedness of South African Consumers Michelle Kelly-Louw -- 10. The Myth of the Cautious Consumer: Law, Culture, Economics and Politics in the Rise and Partial Fall of Unsecured Lending in Japan Souichirou Kozuka and Luke Nottage -- III Consumer Overindebtedness and Insolvencies -- 11. Making Sense of Nation-Level Bankruptcy Filing Rates Ronald J Mann -- 12. Overindebtedness and Financial Stress : A Comparative Study in Europe Catarina Frade and Claudia Abreu Lopes -- 13. Bankruptcy in Germany: Filing Rates and the People behind the Numbers Wolfram Backert, Ditmar Brock, Götz Lechner and Katja Maischatz -- 14. Elderly Consumer Weakness in 'Withholding Credit' Johannes Doll -- 15. Two Decades, Three Key Questions, and Evolving Answers in European Consumer Insolvency Law: Responsibility, Discretion, and Sacrifice Jason Kilborn -- IV Repayment Plans -- 16. A Law-in-Action Approach to Comparative Study of Repayment Forms of Consumer Bankruptcy Jean Braucher -- 17. Debt Agreements Down Under John Duns and Rosalind Mason -- 18. Personal Bankruptcy in Korea Soogeun Oh -- 19. New Labour: More Debt-The Political Response Michael Green -- 20. Debt Counselling in the Shadow of the Court: The Dutch Experience Nadja Jungmann and Nick Huls |
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Sommario/riassunto |
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After a long period of prosperity and steady economic growth, the |
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world's leading economies are now in crisis, and although there will be debate about its origins, the scale and seriousness of the crisis is in no doubt. There is also no doubt that excessive amounts of consumer credit, allied to a weak understanding of how globalised credit markets might react to a crisis, have played a significant part. This book, which is primarily about credit, debt and the trouble they have led to, is written by authors who have specialised in researching into over-indebtedness, that is, situations in which an individual's debt burden has become overwhelming. For these authors the plight of individuals is a primary concern, but the wider issue is how credit is used and how it changes societies. The essays in this volume, addressing topics which are fundamental to our understanding of the current crisis, range widely across the whole sector of consumer finance, including mortgages, 'credit-binges', the regulation of consumer lending, insolvency, repayment plans, debt counselling and much more besides. The conclusions drawn from the book are equally wide-ranging, but above all the lesson learned from these essays is that the financialisation of contemporary life ensures that issues of the appropriate role of credit remain of critical importance in society |
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