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Record Nr. |
UNINA9910821547303321 |
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Titolo |
Small savings mobilization and Asian economic development : the role of postal financial services / / Mark J. Scher, Naoyuki Yoshino, editors |
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Pubbl/distr/stampa |
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London, [England] ; ; New York, New York : , : Routledge, , 2015 |
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©2004 |
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ISBN |
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Descrizione fisica |
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1 online resource (286 p.) |
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Collana |
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Disciplina |
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Soggetti |
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Postal savings banks - Asia |
Asia Economic policy |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Nota di contenuto |
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Cover; Half Title; Title Page; Copyright Page; Table of Contents; List of Tables and Figures; Foreword; Foreword; Preface; Acknowledgments; Part 1: Postal Savings for Development; 1. Introduction: Overview and Summary of Policy Proposals for Postal Savings in Developing Countries; 2. Policy and Management Issues Confronting Postal Financial Services Today; The Evolution of Postal Savings; The Origins of a Global Postal Network; Creation of Postal Savings and Giro Remittance Services; Postal Savings for the People; The Public's Confidence in Postal Savings |
International Giro: Safe and Cost-Effective RemittancesThe Changing Economics of the Posts: Market Liberalization, Privatization, Cross-Border Entry and Acquisition; Market Liberalization: New Technologies and Privatization; The Charge of "Cross-Subsidization" as a Threat to Public Savings Institutions; Cross-Border Entry: The Express Package Delivery Wars; Financial Services through the Postal Infrastructure; Current Situation; Governance Structures of the Posts; Postal Systems and "Postbanks": Creation, Separation, Privatization, and Synergies of Reintegration |
Postbank Creation and Separation from the PostLoss of Postal Network and Savings Services after Privatization; Commercial Bank Strategies Replace Savings Linked to Development; Tackling the Problem of Financial Exclusion; Transition Economies and Privatization: Bailouts at |
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Public Expense; The Private Sector Finds Opportunities in Postal Financial Services; Restoring Synergies: The Reintegration of Postbanks and Postal Services; 3. Asian Experiences in Postal Savings; Introduction; The Legacy of Colonialism; Post-Independence: Mobilizing Savings |
Management and Competition Issues in Asian SystemsThe Organization of Postal Savings: Four Models; National Savings Organization: The Case of India; Postal Savings and Remittance Bureau: The Case of China; Linking Savings to Postal Payments: The Case of Kazakhstan; National Savings Banks: The Cases of Malaysia, Singapore, and Sri Lanka; Agency Problems: Disincentives to Mobilizing Savings; Are Postal Savings in Competition with Commercial Banks? The Case of Japan; Financial Technology: Choosing Appropriate Systems; Mobilizing Savings: Product Development and Market Analysis |
Postal Savings in Rural Areas: Making a Link to CreditOverseas Remittances via the Posts; The Intermediation and Investment of Mobilized Savings; Mobilized Postal Savings Funds and Economic Development; Is Financial Market Investment a Realistic Option for Placing Postal Savings?; Is Tax Exemption Necessary in Mobilizing Funds?; Part 2: Asian Country Case Studies; The Postal Savings Bureau Model; 4. Developing Postal Savings in China; 5. Postal Savings as a Financial Intermediary in the Republic of Korea |
6. Postal Banking and the Financial Crisis in the Republic of Korea: Policy Strategy Proposals for the Postcrisis Era |
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Sommario/riassunto |
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Postal savings systems in Asian developing countries play a significant role in social and economic development. In many of these countries, and others around the world, postal savings and giro remittances are the only means of providing financial services to all segments of the population, particularly women, rural communities, and the urban poor. Postal savings in many countries also hold the largest share of individual and household savings among competing institutions. This book examines the postal financial systems of some twenty countries visited by the author, and also includes case stu |
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