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Record Nr. |
UNINA9910818599403321 |
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Titolo |
Borrowing to live : consumer and mortgage credit revisited / / Nicolas P. Retsinas, Eric S. Belsky, editors |
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Pubbl/distr/stampa |
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Cambridge, Mass., : Joint Center for Housing Studies, Harvard University |
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Washington, D.C., : Brookings Institution Press, c2008 |
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ISBN |
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1-282-13122-2 |
9786612131226 |
0-8157-0172-1 |
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Edizione |
[1st ed.] |
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Descrizione fisica |
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1 online resource (303 p.) |
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Collana |
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James A. Johnson metro series |
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Altri autori (Persone) |
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RetsinasNicolas Paul <1946-> |
BelskyEric S |
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Disciplina |
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Soggetti |
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Consumer credit - United States |
Mortgage loans - United States |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Description based upon print version of record. |
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Nota di bibliografia |
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Includes bibliographical references and index. |
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Nota di contenuto |
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Introduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky -- Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas -- Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano -- Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher -- The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart -- The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.] -- Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill -- Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson. |
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Sommario/riassunto |
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"Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"-- |
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