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Record Nr. |
UNINA9910792317403321 |
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Titolo |
Life Annuity Products and Their Guarantees [[electronic resource] /] / Organisation for Economic Co-operation and Development |
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Pubbl/distr/stampa |
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Paris, : OECD Publishing, 2016 |
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ISBN |
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92-64-26779-4 |
92-64-26531-7 |
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Descrizione fisica |
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1 online resource (106 pages) : illustrations |
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Disciplina |
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Soggetti |
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Annuities |
Retirement income - Planning |
Pension trusts |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Nota di bibliografia |
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Includes bibliographical references. |
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Nota di contenuto |
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Policy considerations with respect to annuity products -- Glossary -- Ensuring suitable products for consumers -- Drivers of annuity product availability, design and sustainability -- Overview of the different types of annuity products -- The risks presented by annuity products and how they are managed -- What is an annuity product? -- Executive Summary -- Foreword. |
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Sommario/riassunto |
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This publication helps policy makers to better understand annuity products and the guarantees they provide in order to optimise the role that these products can play in financing retirement. Product design is a crucial factor in the potential role of annuity products within the pension system, along with the cost and demand for these products, and the resulting risks that are borne by the annuity providers. Increasingly complex products, however, pose additional challenges concerning consumer protection. Consumers need to be aware of their options and have access to unbiased and comprehensible advice and information about these products. |
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