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Record Nr. |
UNINA9910789727803321 |
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Autore |
Karger Howard Jacob <1948-> |
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Titolo |
Shortchanged [[electronic resource] ] : life and debt in the fringe economy / / Howard Karger |
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Pubbl/distr/stampa |
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San Francisco, Calif., : Berrett-Koehler |
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Berkeley, Calif., : Publishers Group West [distributor], c2005 |
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ISBN |
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1-283-26872-8 |
9786613268723 |
1-60509-805-1 |
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Edizione |
[1st ed.] |
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Descrizione fisica |
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1 online resource (273 p.) |
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Collana |
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Disciplina |
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Soggetti |
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Poor - United States |
Working class - United States - Economic conditions |
Informal sector (Economics) - United States |
Financial services industry - United States |
Debt - United States |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Description based upon print version of record. |
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Nota di bibliografia |
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Includes bibliographical references (p. 218-236) and index. |
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Nota di contenuto |
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pt. I. Overview of the fringe economy -- 1. America's changing fringe economy -- 2. Why the fringe economy is growing -- 3. Debt and the functionally poor middle class -- pt. II. The fringe sectors -- 4. The credit card industry -- 5. Storefront loans : pawnshops, payday loans, and tax refund lenders -- 6. Alternative services : check-cashers, the rent-to-own industry, and telecommunications -- 7. Fringe housing -- 8. Real estate speculation and foreclosure -- 9. The fringe auto industry -- 10. The getting-out-of-debt industry -- pt. III. Looking forward -- 11. What can be done to control the fringe economy? -- Glossary. |
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Sommario/riassunto |
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Drive through just about any low-income neighborhood and you're sure to see streets lined with pawnshops, check cashers, rent-to-own stores, payday and tax refund lenders, auto title pawns, and buy-here-pay-here used car lots. We're awash in ""alternative financial services"" directed at the poor and those with credit problems. Howard Karger describes this world as an economic Wild West, where just about any |
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