Record Nr.

UNINA9910462832703321

Titolo

Banking the world [[electronic resource] ] : empirical foundations of financial inclusion / / edited by Robert Cull, Asli Demirguc-Kunt, and Jonathan Morduch

Pubbl/distr/stampa


Cambridge, Mass., : MIT Press, c2013

ISBN

0-262-30507-0

1-283-90641-4

0-262-30599-2

Descrizione fisica

1 online resource (519 p.)

Altri autori (Persone)

CullRobert J

Demirgüç-KuntAslı <1961->

MorduchJonathan

Disciplina

332.109172/4

Soggetti

Finance - Developing countries

Banks and banking - Developing countries

Financial institutions - Developing countries

Electronic books.

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Note generali

Description based upon print version of record.

Nota di bibliografia

Includes bibliographical references and index.

Nota di contenuto

Contents; 1 Introduction: Banking the World; I Where Are We Now?; 2 Half the World Is Unbanked; II Better Data; 3 Cause and Effect of Financial Access: Cross-Country Evidence from the FinScope Surveys; 4 How to Ask Households about Financial Services: Experimental Evidence from Ghana and Timor-Leste; 5 Going with the Flow: Measuring Financial Usage in Poor Households; III Creating Impact; 6 The Economic Impact of Expanding Access to Finance in Mexico; 7 Finance and Hunger: Empirical Evidence of the Agricultural Productivity Channel

8 Entrepreneurial Finance in the Western Balkans: Characteristics of the Newly Self-Employed in Albania, Bosnia and Herzegovina, and Serbia IV Cautionary Tales; 9 The Impact of International Remittances on Income, Work Efforts, Poverty, and Inequality: Evidence from Vietnam Household Living Standard Surveys; 10 Mortgage Finance in Central and Eastern Europe - Opportunity or Burden?; V More than Products; 11 Measuring Personality Traits and Predicting Loan Default with Experiments and

Surveys; 12 Valuing Financial Literacy; 13 Use of Biometric Technology in Developing Countries

14 Accessing Credit from Banks, Microfinance Institutions, and Informal Groups: What Is the Role of Social Capital? VI Conclusion; 15 Ten Research Questions; Contributors; Index

Sommario/riassunto

About 2.5 billion adults, just over half the world's adult population, lack bank accounts. If we are to realize the goal of extending banking and other financial services to this vast "unbanked" population, we need to consider not only such product innovations as microfinance and mobile banking but also issues of data accuracy, impact assessment, risk mitigation, technology adaptation, financial literacy, and local context. In Banking the World, experts take up these topics, reporting on new research that will guide both policy makers and scholars in a broader push to extend financial markets. The contributors consider such topics as the complexity of surveying people about their use of financial services; evidence of the impact of financial services on income; the occasional negative effects of financial services on poor households, including disincentives to work and overindebtedness; and tools for improving access such as nontraditional credit scores, financial incentives for banking, and identification technologies that can dramatically reduce loan default rates.

Record Nr.

UNINA9910789043703321

Autore

Hu An'gang

Titolo

The Political and economic history of China (1949-1976) . Volume 3 The great leap forward, 1957-1965 [i.e. The Cultural Revolution, 1966-1976] / / Hu Angang

Pubbl/distr/stampa


Singapore : , : Enrich Professional Publishing, , [2014]
©2014

ISBN

981-4332-66-6

Descrizione fisica

1 online resource (320 p.)

Collana

Political and Economic History of China ; ; v.3