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Record Nr. |
UNINA9910788348903321 |
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Autore |
Chen Chuling |
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Titolo |
Bank Efficiency in Sub-Saharan African Middle Income Countries / / Chuling Chen |
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Pubbl/distr/stampa |
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Washington, D.C. : , : International Monetary Fund, , 2009 |
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ISBN |
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1-4623-3358-3 |
1-282-84236-6 |
9786612842368 |
1-4518-7161-9 |
1-4519-8424-3 |
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Descrizione fisica |
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Collana |
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Soggetti |
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Banks and banking - Africa, Sub-Saharan |
Economic development - Africa, Sub-Saharan |
Banks and Banking |
Finance: General |
Public Finance |
Banks |
Depository Institutions |
Micro Finance Institutions |
Mortgages |
Economic Development: Financial Markets |
Saving and Capital Investment |
Corporate Finance and Governance |
Taxation, Subsidies, and Revenue: General |
General Financial Markets: General (includes Measurement and Data) |
Banking |
Public finance & taxation |
Finance |
Commercial banks |
Bank deposits |
Legal support in revenue administration |
Competition |
Financial institutions |
Revenue administration |
Financial markets |
Foreign banks |
Financial services |
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Banks and banking |
Revenue |
Banks and banking, Foreign |
South Africa |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Bibliographic Level Mode of Issuance: Monograph |
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Nota di bibliografia |
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Includes bibliographical references. |
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Sommario/riassunto |
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We use bank level data to study the efficiency of banks in Sub-Saharan African middle-income countries and provide possible explanations for the difference in the efficiency levels of banks. We find that banks, on average, could save 20-30 percent of their total costs if they were operating efficiently, and that foreign banks are more efficient than public banks and domestic private banks. Among the factors that could affect the efficiency levels are macroeconomic stability, depth of financial development, the degree of market competition, strong legal rights and contract laws, and better governance, including political stability and government effectiveness. Our findings point to the importance of policies that aim to build stronger institutions, promote more competition, and improve governance. |
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