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1. |
Record Nr. |
UNINA990000046900403321 |
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Autore |
Herzog, S. |
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Titolo |
Le tramvie elettriche : manuale pratico per il loro calcolo, progetto, costruzione ed esercizio / S. Herzog ; traduzioneitaliana di Enrico Spyri |
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Pubbl/distr/stampa |
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Descrizione fisica |
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XI, 587 p. : ill., 1 tav. f.t. ; 18 cm |
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Disciplina |
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Locazione |
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Collocazione |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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2. |
Record Nr. |
UNINA9910788234003321 |
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Autore |
Schwartz Moisés |
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Titolo |
Consumer Confusion : : The Choice of AFORE / / Moisés Schwartz, Enrique Domínguez, Roberto Calderón-Colín |
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Pubbl/distr/stampa |
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Washington, D.C. : , : International Monetary Fund, , 2008 |
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ISBN |
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1-4623-5680-X |
1-4527-8237-7 |
9786612841286 |
1-282-84128-9 |
1-4518-7035-3 |
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Descrizione fisica |
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1 online resource (63 p.) |
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Collana |
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IMF Working Papers |
IMF working paper ; ; WP/08/177 |
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Altri autori (Persone) |
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DomínguezEnrique |
Calderón-ColínRoberto |
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Disciplina |
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Soggetti |
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Pension trusts - Mexico - Management - Econometric models |
Competition - Mexico - Econometric models |
Finance: General |
Labor |
Public Finance |
Social Security and Public Pensions |
Nonwage Labor Costs and Benefits |
Private Pensions |
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Retirement |
Retirement Policies |
General Financial Markets: General (includes Measurement and Data) |
National Government Expenditures and Related Policies: General |
Pensions |
Labour |
income economics |
Finance |
Public finance & taxation |
Pension spending |
Competition |
Expenditure |
Expenditures, Public |
Mexico |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Description based upon print version of record. |
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Nota di bibliografia |
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Includes bibliographical references. |
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Nota di contenuto |
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Contents; I. Introduction; II. The Choice of AFORE in Mexico; A. Inelasticity of Demand and Switching among Fund Managers; Figures; 1. Switches; 2. Turnover Ratio for Mexico and Chile; Tables; 1. Regression Analysis 1; 2. Regression Analysis 2; 3. Switches In 2006; 4. Gain or Loss after Switching Workers' Estimated Balance at the Age of Retirement; 5. Gain or Loss after Switching Workers' Estimated Balance after a Five-Year Period; 6. Loss from not Switching to the to the "Optimal" AFORE Workers' Estimated Balance at the Age of Retirement |
7. Loss from not Switching to the "Optimal" AFORE Workers' Estimated Balance after a Five-Year Period B. The Effectiveness of an Increase in Supply; 3. Gain/Loss in Balances for Hypothetical Cases of Workers that began accruing; 4. Winners and Losers Due to Decreases in Fees; 5. Changes in Balances Due to Decreases in Fees; III. Consumer's "Confusion" and "Noise"; A. Theoretical Framework; B. Statistical Analysis of Possible "Noise" Distributions |
8. "Noise Distribution" Percentage Loss in Pension Balances at Retirement Age Due to "Sub-Optimal" Choice of AFORE Fitted by the Normal and Weibull Distributions.9. "Noise Distribution" Percentage Loss in Pension Balances After A Five-year Period Due to "Sub-Optimal" Choice of AFORE Fitted By The Normal and Weibull Distributions; C. Mark-up Estimation in the AFORE Industry; 6. Mark-up According to the Number of AFOREs; IV. Empirical Study; A. Measurement of "Noise" and Consumer "Confusion"; B. Econometric Framework to Measure "Confusion's " Relative Importance; C. Empirical Results |
V. Concluding Remarks Annexes; I. The Model; II. Questionnaires; References |
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Sommario/riassunto |
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This paper was prepared for the World Bank 4th Annual Contractual Savings Conference (Washington DC, April 2008) co-organized by Gregorio Impavido (gimpavido@imf.org). The article shows that account transfers among pension administrators in Mexico barely respond to price or return considerations and in general has not improved the consumer's pension balance. Instead of strengthening competition |
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through lower fees and higher returns for the consumer, AFORE switching has so far undermined the system and resulted in the destruction of value. Moreover, "noisy" evaluations of the product by the consumer tend to undermine the power of competition. Thus, an increased number of pension fund managers has not provided a more competitive environment. The theoretical framework allows for the estimation of "noise" and mark-ups in the AFORE industry. As the number of AFOREs increases, the mark-up diminishes at a very slow rate. This implies that more participants in the industry will hardly affect prices. |
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3. |
Record Nr. |
UNINA9910783011203321 |
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Titolo |
The quiet hand of God [[electronic resource] ] : faith-based activism and the public role of mainline Protestantism / / edited by Robert Wuthnow and John H. Evans |
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Pubbl/distr/stampa |
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Berkeley, : University of California Press, c2002 |
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ISBN |
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1-282-35956-8 |
9786612359569 |
1-59734-843-0 |
0-520-93636-1 |
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Descrizione fisica |
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1 online resource (442 p.) |
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Altri autori (Persone) |
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WuthnowRobert |
EvansJohn Hyde <1965-> |
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Disciplina |
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Soggetti |
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Church and state - United States |
Protestantism - United States |
Religion and politics - United States |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Description based upon print version of record. |
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Nota di bibliografia |
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Includes bibliographical references and index. |
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Nota di contenuto |
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The logic of mainline churchliness : historical background since the Reformation/ Peter J. Thuesen -- Mainline Protestant Washington offices and the political lives of clergy/ Laura R. Olson -- The generous side of Christian faith : the successes and challenges of mainline |
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women's groups/ R. Marie Griffith -- Religious variations in public presence : evidence from the national congregations study/ Mark Chaves, Helen M. Giesel, and William Tsitsos -- Connecting mainline Protestant churches with public life/ Nancy T. Ammerman -- The changing political fortunes of mainline Protestants/ Jeff Manza and Clem Brooks -- Furthering the freedom struggle : racial justice activism in the mainline churches since the civil rights era/ Bradford Verter -- The hydra and the swords : social welfare and mainline advocacy, 1964-2000/ Brian Steensland -- Caring for creation : environmental advocacy by mainline Protestant organizations/ Michael Moody -- Vital conflicts : the mainline denominations debate homosexuality/ Wendy Cadge -- For the sake of the children? : family-related discourse and practice in the mainline/ W. Bradford Wilcox -- From engagement to retrenchment : an examination of first amendment activism by America's mainline churches, 1980-2000/ Derek H. Davis -- Doing good and doing well : shareholder activism, responsible investment, and mainline Protestantism / Lynn Robinson -- Love your enemies? : Protestants and foreign policy in the United States / Lester Kurtz and Kelly Goran Fulton -- Beyond quiet influence? : possibilities for the Protestant mainline / Robert Wuthnow. |
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Sommario/riassunto |
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Robert Wuthnow and John H. Evans bring together a stellar collection of essays that paints a contemporary portrait of American Protestantism-a denomination that has remained quietly, but firmly, influential in the public sphere. Mainline Protestants may have steered clear of the controversial, attention-grabbing tactics of the Religious Right, but they remain culturally influential and continue to impact American society through political action and the provision of social services. The contributors to this volume address religion's larger role in society and cover such topics as welfare, ecology, family, civil rights, and homosexuality. Pioneering, timely, and meticulously researched, The Quiet Hand of God will be an essential reference to the dynamics of American religion well into the twenty-first century. |
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