1.

Record Nr.

UNINA9910788227403321

Autore

Wezel Torsten

Titolo

Modernizing Bank Regulation in Support of Financial Deepening : : The Case of Uruguay / / Torsten Wezel, Mario Mansilla, Gustavo Adler

Pubbl/distr/stampa

Washington, D.C. : , : International Monetary Fund, , 2009

ISBN

1-4623-0935-6

9786612844072

1-4527-6519-7

1-282-84407-5

1-4518-7346-8

Descrizione fisica

28 p. : ill

Collana

IMF Working Papers

Altri autori (Persone)

MansillaMario

AdlerGustavo

Soggetti

Banks and banking - State supervision - Uruguay

Liquidity (Economics)

Banks and Banking

Money and Monetary Policy

Industries: Financial Services

Banks

Depository Institutions

Micro Finance Institutions

Mortgages

Financial Institutions and Services: Government Policy and Regulation

Monetary Policy, Central Banking, and the Supply of Money and Credit: General

Financing Policy

Financial Risk and Risk Management

Capital and Ownership Structure

Value of Firms

Goodwill

Financial services law & regulation

Finance

Monetary economics

Loans

Credit

Credit risk

Loan classification

Liquidity requirements



Financial institutions

Money

Financial regulation and supervision

Banks and banking

State supervision

Financial risk management

Uruguay

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Note generali

"September 2009".

Nota di bibliografia

Includes bibliographic referferences.

Sommario/riassunto

This paper studies how Uruguay's regulatory framework was gradually strengthened to address shortcomings identified during the 2002-03 crisis, to align with international standards and, more recently, to deal with cyclical pressures resulting in an acceleration of bank lending. In particular, regulatory reforms pertaining to loan classification and provisioning as well as liquidity requirements are reviewed and evaluated against best practices. The paper concludes that prudential regulation in Uruguay now generally conforms to high standards while also embracing innovative elements such as dynamic provisioning.