| |
|
|
|
|
|
|
|
|
1. |
Record Nr. |
UNINA9910786340503321 |
|
|
Titolo |
Financial sector development in Africa : : opportunities and challenges / / editors, Thorsten Beck, Samuel Munzele Maimbo |
|
|
|
|
|
|
|
Pubbl/distr/stampa |
|
|
Washington, D.C. : , : World Bank, , 2012 |
|
|
|
|
|
|
|
ISBN |
|
1-283-86482-7 |
0-8213-9629-3 |
|
|
|
|
|
|
|
|
Descrizione fisica |
|
|
|
|
|
|
Collana |
|
Directions in development . Finance |
|
|
|
|
|
|
Altri autori (Persone) |
|
BeckThorsten |
MaimboSamuel Munzele |
|
|
|
|
|
|
|
|
Disciplina |
|
|
|
|
|
|
Soggetti |
|
Finance - Government policy - Africa |
Finance - Africa |
Financial services industry - Africa |
Africa Economic conditions 21st century |
|
|
|
|
|
|
|
|
Lingua di pubblicazione |
|
|
|
|
|
|
Formato |
Materiale a stampa |
|
|
|
|
|
Livello bibliografico |
Monografia |
|
|
|
|
|
Note generali |
|
Description based upon print version of record. |
|
|
|
|
|
|
Nota di bibliografia |
|
Includes bibliographical references. |
|
|
|
|
|
|
Nota di contenuto |
|
Cover; Contents; Foreword; Acknowledgments; Editors and Contributors; Abbreviations; Introduction; Part I: Expanding Access; Part II: Lengthening Contracts; Part III: Safeguarding Finance; Part IV: Financial Sector Reform: Activism and Local Political Conditions; Note; PART I: Expanding Access; Chapter 1 Microfinance in Africa; Microfinance Outreach; Figures; 1.1 Total Asset Growth across Regions, 2005-10; Tables; 1.1 Total Borrowers, Depositors, and Penetration Rates, 2010; 1.2 Total Borrowers and Depositors across Africa, 2000-10; 1.3 Ratio of Women to Total Borrowers, 2005-10 |
1.4 Rural and Urban Distribution of ATMs and POS, 20101.5 Depositor Growth Rates and Average Balances, 2005-10; 1.6 Loan Growth Rates and Averages Balances, 2005-10; Impediments to the Microfinance Industry and Best Practice Solutions; 1.7 Median Return on Assets across Africa, 2005-10; 1.8 Costs and Borrowers, World Regional Medians, 2005-10; 1.9 Costs and Borrowers, African Subregional Median, 2005-10; 1.10 Median Yields on Gross Portfolio across African Subregions; 1.2 Fanikisha Project; 1.11 Funding Structure of MFIs in Africa, 2005-10 |
|
|
|
|
|
|
|
|
|
|
|
1.12 Write-Off Ratios and Portfolio at Risk (PAR) (> 30 days)Conclusion; Notes; References; Chapter 2 Mobile Financial Services in Africa: The Next Generation; The Generations of Mobile Payments; 2.1 The Generations of Mobile Financial Services; 2.1 Overlapping Generations of Mobile Payment; The State of Play in Mobile Financial Services; 2.2 African First- and Second-Generation Models; Boxes; 2.1 Offering Additional Services: M-Kesho in Kenya; 2.2 Porter Framework for the Competitive Advantage of Nations; 2.2 The Growth of Mobile Data-Enabled Social Network Platforms: Mxit in South Africa |
Actions for Policy Makers and Regulators 2.3 Regulators Drive Interconnection: The Bank of Ghana and a National Payments Switch; Conclusions; Notes; References; Annex 2A: National ID and SIM Registration in Africa; 2A.1 ID and SIM Registration Requirements; Chapter 3 Financing Agriculture: Selected Approaches for the Engagement of Commercial Finance; Finance for All; Finance for Markets; 3.1 Case Study: Buyer and Supplier Finance in Ghanaian Cocoa; 3.2 Case Study: Development of Supplier Finance in Ghana; Finance for Growth; 3.3 Case Study: Dairy Cooperatives in Kenya |
3.4 Case Study: Equity Investment in a Fruit Juice Processing Plant in West Africa Conclusion; Notes; References; PART II: Lengthening Contracts; Chapter 4 Housing Finance; Demand for Housing Finance; 4.1 Mortgage Debt as a Percent of GDP; 4.1 Urban Population and Slums, Selected African Countries; Housing Finance as a Driver of Growth; Housing Needs; 4.2 Annual Housing Needs for Africa; Housing Affordability; 4.3 Household Income Distribution in Africa (US); 4.4 Size of Mortgage Loan Relative to Loan Maturity, Assuming a Constant Monthly Repayment of US1,000; 4.1 Affordable Housing in India |
Housing Finance Systems |
|
|
|
|
|
|
Sommario/riassunto |
|
This edited volume contains eight studies of financial sector challenges in Africa that served as background studies for Financing Africa: Through the Crisis and Beyond. One of the major challenges for African financial systems is to expand financial services to a larger share of the population. The chapters in this area cover microfinance in Africa, the role of technology, reforms of payment infrastructure, and financing agriculture. Two chapters cover challenges in increasing long-term finance; one covers housing finance and the other the role of sovereign wealth fund. The book also contains |
|
|
|
|
|
|
|
| |