1.

Record Nr.

UNINA9910779657903321

Titolo

Risky business [[electronic resource] ] : insurance markets and regulation / / edited by Lawrence S. Powell

Pubbl/distr/stampa

Oakland, : Independent Institute, 2013

ISBN

1-306-01359-3

1-59813-119-2

Descrizione fisica

1 online resource (321 p.)

Altri autori (Persone)

PowellLawrence S

Disciplina

368.00973

Soggetti

Insurance - United States

Insurance - State supervision - United States

Insurance law - United States

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Note generali

Description based upon print version of record.

Nota di bibliografia

Includes bibliographical references and index.

Nota di contenuto

Cover            ; Title Page                 ; Copyright Page                     ; Table of Contents                        ; 1: Introduction                      ; 2: The Economics and Politics of Insurance                                                 ; 3: Insurance Markets and Regulation: Case Studies in Failure                                                                   ; 4: The Effects of Credit-Based Insurance Scoring on Insurance Markets

5: Catastrophes and Performance in Property Insurance Markets: A Comparison of Personal and Commercial Lines                                                                                                                   6: "Watery Marauders": How the Federal Government Retarded the Development of Private Flood Insurance                                                                                                            ; 7: Alternative Frameworks for Insurance Regulation in the United States

8: A Comparison of Insurance Regulation in the United States and the European Union                                                                                          9: Estimating Efficiency Effects of Uniform Regulation in Property and Casualty Insurance                                                                                                ; 10: Performance of Risk Retention Groups: Drawing Inferences from a Prototype of Competitive Federalism                                                                                                              ; Notes

Index            About the Contributors                             ; Independent Studies in Political Economy



Sommario/riassunto

<P style=""MARGIN: 0in 0in 0pt"" class=MsoNormal>Today's insurance regulation in the United States is at a crossroads: while some segments of the insurance industry are moving away from a state-based approach toward regulation, others favor a greater role for the federal government-despite the opposition from other stakeholders. Written by leading scholars in risk management, this book addresses some of the most important questions facing the future of state and federal regulation of the insurance industry. Examining not only the impetus behind various reform proposals, but also the historical