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Record Nr. |
UNINA9910777640603321 |
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Autore |
Fleisig Heywood W |
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Titolo |
Reforming collateral laws to expand access to finance / / Heywood Fleisig, Mehnaz Safavian, Nuria de la Pena |
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Pubbl/distr/stampa |
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Washington, D.C. : , : World Bank, , c2006 |
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ISBN |
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1-280-54772-3 |
9786610547722 |
0-8213-6491-X |
1-4237-9981-X |
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Descrizione fisica |
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xii, 104 pages : color illustrations ; ; 23 cm |
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Altri autori (Persone) |
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SafavianMehnaz <1970-> |
PenĚaNuria de la |
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Disciplina |
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Soggetti |
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Security (Law) |
Law reform |
Security (Law) - Economic aspects |
Security (Law) - United States |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Description based upon print version of record. |
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Nota di bibliografia |
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Includes bibliographical references. |
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Nota di contenuto |
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CONTENTS; Acknowledgments; INTRODUCTION; CHAPTER 1. WHY COLLATERAL MATTERS; CHAPTER 2. HOW COLLATERAL REFORM CAN SUPPORT OTHER IMPORTANT REFORMS AND INITIATIVES; CHAPTER 3. THE ECONOMIC CONSEQUENCES OF OBSOLETE SYSTEMS FOR SECURED TRANSACTIONS; CHAPTER 4. DETERMINING THE CONTENT OF THE REFORM; CHAPTER 5. IMPLEMENTING THE REFORM; CHAPTER 6. MONITORING AND EVALUATING THE REFORM; APPENDIX. RESOURCES |
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Sommario/riassunto |
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Most readers, especially those with car loans or home mortgages, know about ""collateral""--property that the lender can take away from the borrower in the event that the borrower defaults. In low/middle income countries, it is understood that conservative lenders exclude firms from credit markets with their excessive collateral requirements. Usually, this is because only some property is acceptable as collateral: large holdings of urban real estate and, sometimes, new motor vehicles. Microenterprises, SMEs, and the poor have little of this property but they do have an array of productive asse |
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