Intro -- Preface -- Part 1: Defining Digital Finance -- Part 2: The Evolution of Digital Finance -- Part 3: The Importance of Digital Finance in the Modern Economy -- Part 4: Understanding Digital Finance from an Interdisciplinary Perspective -- Part 5: Digital Finance and Capitalism -- Contents -- 1 Opportunities and Challenges of Digital Financial Development -- 1.1 History and Theories Influencing the Development of Digital Finance -- 1.2 The Key Factors Influencing the Development of Digital Finance -- 1.3 Challenges and Opportunities Brought by Digital Finance -- References -- 2 Research on Monetary Theory in Digital Finance -- 2.1 The Importance of Monetary Theory in Digital Finance -- 2.2 Traditional Monetary Theory and Its Relevance to Digital Finance -- 2.3 The Impact of Digital Finance on Monetary Theory -- References -- 3 Digital Financial Innovation and Regulation -- 3.1 Innovative Digital Financial Models -- 3.2 Overview of Digital Financial Innovation and Regulation -- 3.3 The Challenges and Opportunities of Digital Financial Innovation and Regulation -- References -- 4 Digitalization of Commercial Banks -- 4.1 Commercial Bank Digitalization Overview -- 4.1.1 Industrial and Commercial Bank of China (ICBC) Digital Transformation -- 4.1.2 Citibank (Citigroup) Digital Transformation -- 4.1.3 N26 Bank's Digital Transformation in Europe -- 4.2 Digital Banking Services and Products -- 4.2.1 Revolut, a Digital Bank in the UK -- 4.2.2 Chime, a Digital Bank in the US -- 4.2.3 Bank of China -- 4.3 Challenges and Opportunities of Digital Transformation in Commercial Banks -- |