Identity under Pressure : Over-Indebtedness in the Middle Class

• Record Nr.: UNINA9910755088503321
• Autore: Müller Marion
• Pubbl/distr/stampa: Wiesbaden : , : Springer Vieweg. in Springer Fachmedien Wiesbaden GmbH, , 2023; ©2023
• ISBN: 3-658-41855-9
• Edizione: [1st ed.]
• Descrizione fisica: 1 online resource (212 pages)
• Altri autori (Persone): PfeilPatricia; DengelUdo; DonathLisa
• Disciplina: 332.708622
• Soggetti: Middle class; Identity (Psychology)
• Lingua di pubblicazione: Inglese
• Formato: Materiale a stampa
• Livello bibliografico: Monografia
• Nota di contenuto: Intro -- Foreword -- Contents -- List of Figures -- Introduction -- References -- Middle Class as the Study Group -- 2.1 Composition of the Middle Class -- 2.2 Financial Focus -- 2.3 Sociodemographic Focus -- 2.4 Class Classification Via Value Orientations, Attitudes and Mentalities -- 2.5 Subjective Classification -- 2.6 Where Is Social Middle Class Heading? -- 2.7 Over-Indebtedness in the Middle Class -- 2.7.1 Definition of Over-Indebtedness -- 2.7.2 Databases -- 2.7.3 Causes of Over-Indebtedness -- 2.8 Social Distribution of Over-Indebtedness -- 2.8.1 Overcoming Over-Indebtedness -- 2.9 Social Science Discourse on Over-Indebtedness in Germany -- 2.10 Summary -- References -- Identity/Identity Work -- 3.1 Identity: Basics -- 3.2 Subject Position and/or Identity -- 3.3 (New) Social Conditions for the Formation of Identity -- 3.4 Middle Class Identity -- 3.5 Identity of Debtors/Over-Indebted People -- 3.6 Identity in the Couple Relationship -- 3.7 `Bastelbiogtaphie´ and Patchwork Identity (Process and Outcome of Identity Work) -- 3.8 Further Approaches: Crisis of Identity -- 3.9 Summary -- References -- Research Process and Methodological Approach -- 4.1 Design and Method -- 4.2 Field Access and Recruitment Process -- 4.3 Special Features of the Sample ; -- 4.4 Data Collection -- 4.4.1 Individual Interviews in the Three Waves -- 4.5 Data Analysis -- 4.6 Summary -- References -- Identity Work Strategies in the Over-Indebtedness/Insolvency Process -- 5.1 Identity in Continuity -- 5.1.1 Continuing -- 5.1.2 Continue Middle-Class Substitute Activities and Subjects -- 5.1.3 Normalize -- 5.2 Identity in Modification Up to Conversion -- 5.2.1 Growing -- 5.2.2 (Re)flection -- 5.3 Identity in Moratorium -- 5.3.1 Inhibition -- 5.3.2 Suspension/Bridging -- 5.4 Summary -- References -- Crisis of Identity: Exemplary Case Descriptions.; 6.1 Case Description of the Ziegler Couple -- 6.2 Case Description Lang Couple -- 6.3 Case Description Sommer Couple -- 6.4 Summary -- References -- Alone or Together? Lifeworld of Couples in Over-Indebtedness -- 7.1 Experiencing and Perceiving Over-Indebtedness as a Couple -- 7.2 The Issue of the Debt -- 7.3 Lifeworld of Over-Indebtedness -- 7.4 Summary -- References -- Concluding Remarks and Review of Results -- References -- Appendices -- 9.1 Appendix 1: Interview Guidelines -- 9.1.1 Interview Guide: Partner/First Wave -- Getting Started: The Onset and Process of Over-Indebtedness -- Action Strategies -- Partnership/Family -- Environment -- Mental/Physical Well-Being -- Money and Consumption -- Current Situation/Outlook -- Conclusion -- Interview Guide: Partner Second Wave -- Personal Situation (Since the Last Interview) -- Personal Situation (General) -- Family Socialization -- Current Situation/Outlook -- Conclusion -- Interview Guide: Partner Third Wave -- Personal Situation (Since the Last Interview) -- Summing up the Over-Indebtedness Phase -- Personal -- Social Environment -- Responsibility: Guilt -- Current Situation/Outlook -- Conclusion -- Interview Guide: Couple Interview Second Wave -- General Handling of Money Within the Relationship -- Money Management Within the Relationship -- Future -- Interview Guide: Couple Interview Third Wave -- Conclusion -- 9.2 Appendix 2: Recruitment Flyer -- 9.2.1 Debts? Private Insolvency? -- Interview Partners Wanted for Research Project -- The Study -- Who Can Participate? -- What´s Does This Mean for You? -- Data Protection and Fee -- 9.3 Annex 3: Cover Letters in the Context of Insolvency Notices.
• Sommario/riassunto: This book examines the challenges faced by the middle class in maintaining their social identity amid financial pressures and crises. It delves into the experiences of over-indebted individuals and explores the practices they employ to manage their endangered social identity. Through a detailed investigation, the authors aim to contribute to academic research on identity and the middle class while also promoting a broader social understanding of these issues. The research project, led by Jo Reicherts, provides insights into the social dynamics and identity work of middle-class individuals, highlighting the complex interplay between personal identity and socio-economic factors.