The future of Indian banking / / Vasant Chintaman Joshi and Lalitagauri Kulkarni

• Record Nr.: UNINA9910743343703321
• Autore: Joshi Vasant Chintaman
• Pubbl/distr/stampa: Singapore : , : Springer, , [2022]; ©2022
• ISBN: 981-16-9562-8; 981-16-9561-X
• Descrizione fisica: 1 online resource (150 pages)
• Disciplina: 160.5
• Soggetti: Banks and banking
• Lingua di pubblicazione: Inglese
• Formato: Materiale a stampa
• Livello bibliografico: Monografia
• Nota di bibliografia: Includes bibliographical references and index.
• Nota di contenuto: Intro -- Preface -- Contents -- List of Figures -- List of Tables -- Chapter 1: The Impact of the Pandemic -- Part I -- The Global Scenario -- The Pandemic Impact -- The Path Ahead -- World Bank -- Part II -- Measures in India -- Part III -- Bibliography -- Chapter 2: State of the Financial System: Strengths and Weaknesses -- Financial System Structure -- State of Banks' Finances -- Government Infusion of Capital -- Bank Frauds: A Broad Picture -- Debt Restructuring and Recovery: The Legal Remedies -- The Insolvency and Bankruptcy Code -- Regulatory Aspects, Use of Stress Test for Soundness -- Suggestions and Recommendations for Immediate Response -- Critical Evaluation of Bankers -- Conclusion -- Bibliography -- Chapter 3: Socio-Political and Technology Aspects -- Big Data -- Big Data Analytics -- Big Data Implementation: Review of Best Practices -- Cloud Computing -- Artificial Intelligence (AI) and Machine Learning (ML) -- Rise of AI in Financial Services -- Augmented and Virtual Reality -- Bibliography -- Chapter 4: Reimagining Banking -- The New Normal: New Business Model for Banks -- Open Banking -- Digital Banking -- Bibliography -- Chapter 5: Banking: New Frontiers -- E-Banking Facilities for Senior Citizens -- Bibliography -- Chapter 6: Cyber Crimes and Laws -- The Criminals -- Motivation for Crime -- Cyber Crimes -- Precautions at the Scene of Crime -- Data Protection -- Data Diddling -- Data Leakage -- Data Spying -- The Laws -- Bibliography -- Chapter 7: ; Cyber Risk Management -- Part I -- State of Cyber Risk -- Assessment -- Cyber Security Maturity -- Risk Profile -- Part II -- Part III -- Current Developments -- Part IV -- The Regulatory Guidance -- Basel Committee on Banking Supervision -- Bank of England: CBEST Testing Overview -- Conclusion -- Bibliography -- Chapter 8: Digital Marketing -- Interactive Teller Machines.; Service Terminals -- Interactive Digital Walls -- What Does the Future Hold? -- Bibliography -- Chapter 9: HR Digitized -- Part I -- Keeping Innovation Engine Running -- Forces Driving Digitization -- HR Challenges in Banking -- Making the Promise Come True -- Digital HR -- Transformation from Traditional to Digital -- Agile Service Design -- Customer Experience -- Application and Machine Intelligence -- Innovation Culture in HR -- Technology Tools -- KPI Decided on Cost and Budget Initiative -- Setting Up of HR Strategy -- Managing HR by Customer Experience -- The Future Talent in Banking -- Conclusion -- Part II -- Digitized HR -- Unlocking the Potential -- HR Planning and Development -- Recruitment and Selection -- Development of Required Manpower -- Bibliography -- Chapter 10: Risk Management -- Inadequacy of Risk Estimation Models -- Centralized Approach Towards Risk Management -- Conclusion -- Bibliography -- Chapter 11: Regulation -- Regulating the Financial Systems -- Part I: Government Borrowing -- Part II: Reconsidering the Role of Central Banks -- Digitalization -- International Adequacy Standards -- Foreign Branches of Indian Banks -- Plan for Regulators -- RBI Independence -- Central Bank Autonomy -- Politics of Monetary Policy -- Bibliography -- Index.