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Record Nr. |
UNINA9910698283603321 |
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Autore |
Thomas L. C |
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Titolo |
Credit scoring and its applications / / Lyn C. Thomas, David B. Edelman, Jonathan N. Crook |
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Pubbl/distr/stampa |
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Philadelphia, Pa., : Society for Industrial and Applied Mathematics (SIAM, 3600 Market Street, Floor 6, Philadelphia, PA 19104), 2002 |
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ISBN |
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Descrizione fisica |
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1 electronic text (xiv, 248 p.) : ill., digital file |
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Collana |
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SIAM monographs on mathematical modeling and computation |
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Altri autori (Persone) |
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EdelmanDavid B |
CrookJonathan N |
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Disciplina |
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Soggetti |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Nota di bibliografia |
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Includes bibliographical references (p. 233-244) and index. |
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Nota di contenuto |
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The History and Philosophy of Credit Scoring -- The Practice of Credit Scoring -- Economic Cycles and Lending and Debt Patterns -- Statistical Methods for Scorecard Development -- Nonstatistical Methods for Scorecard Development -- Markov Chain Models of Repayment and Usage Behavior -- Measuring Scorecard Performance -- Practical Issues of Scorecard Development -- Implementation and Areas of Application -- Applications of Scoring in Other Areas of Lending -- Applications of Scoring in Other Areas -- New Ways to Build Scorecards -- International Differences -- Profit Scoring, Risk-Based Pricing, and Securitization. |
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Sommario/riassunto |
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This book details the mathematical models that help creditors make intelligent credit risk decisions. Also included in this book is a discussion of economic theories of consumers' use of credit. |
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