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Record Nr. |
UNINA9910672186203321 |
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Autore |
Edelman Daniel A. |
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Titolo |
ABA consumer guide to understanding & protecting your credit rights : a practical resource for maintaining good credit / / Daniel Edelman |
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Pubbl/distr/stampa |
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Chicago, Illinois : , : American Bar Association, , 2017 |
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ISBN |
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Descrizione fisica |
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1 online resource (vii, 128 pages) |
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Disciplina |
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Soggetti |
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Consumer credit - Law and legislation - United States |
Credit cards - Law and legislation - United States |
Debit cards - Law and legislation - United States |
Credit - Law and legislation - United States |
Debtor and creditor - United States |
Consumer protection - Law and legislation - United States |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Nota di contenuto |
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Your rights when borrowing money -- Understanding the terms and total cost of credit --Shopping for credit cards -- Negotiating a home mortgage loan -- Mortgage servicing -- Negotiating a car loan -- Obtaining a student loan -- Credit card rights -- Prepaid cards -- Debit cards and electronic fund transaction -- Student loan rights -- Other types of loans --Your rights as a debtor -- The collection industry : debt buyers vs. original creditors -- What to do if your are a defendant in a collection lawsuit -- Defenses to collection claims -- Dealing with collection calls -- Credit and spending : avoid common mistakes and borrowing responsibly -- Your rights with respect to credit reports -- Improving your credit score -- When to hire a lawyer to deal with a credit report problem -- The scope and nature of identity theft crime --Safegarding your information from identity theft -- What to do if you are a victim of identity theft. |
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