1.

Record Nr.

UNINA9910672186203321

Autore

Edelman Daniel A.

Titolo

ABA consumer guide to understanding & protecting your credit rights : a practical resource for maintaining good credit / / Daniel Edelman

Pubbl/distr/stampa

Chicago, Illinois : , : American Bar Association, , 2017

ISBN

1-63425-358-2

Descrizione fisica

1 online resource (vii, 128 pages)

Disciplina

346.73073

Soggetti

Consumer credit - Law and legislation - United States

Credit cards - Law and legislation - United States

Debit cards - Law and legislation - United States

Credit - Law and legislation - United States

Debtor and creditor - United States

Consumer protection - Law and legislation - United States

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Nota di contenuto

Your rights when borrowing money -- Understanding the terms and total cost of credit --Shopping for credit cards -- Negotiating a home mortgage loan -- Mortgage servicing -- Negotiating a car loan -- Obtaining a student loan -- Credit card rights -- Prepaid cards -- Debit cards and electronic fund transaction -- Student loan rights -- Other types of loans --Your rights as a debtor -- The collection industry : debt buyers vs. original creditors -- What to do if your are a defendant in a collection lawsuit -- Defenses to collection claims --  Dealing with collection calls -- Credit and spending : avoid common mistakes and borrowing responsibly -- Your rights with respect to credit reports -- Improving your credit score -- When to hire a lawyer to deal with a credit report problem -- The scope and nature of identity theft crime --Safegarding your information from identity theft -- What to do if you are a victim of identity theft.