1.

Record Nr.

UNINA9910462159103321

Autore

Pauly Mark V. <1941->

Titolo

Health reform without side effects [[electronic resource] ] : making markets work for individual health insurance / / Mark V. Pauly

Pubbl/distr/stampa

Stanford, Calif., : Hoover Institution Press, c2010

ISBN

0-8179-1046-8

Descrizione fisica

1 online resource (123 p.)

Collana

Hoover Institution Press publication ; ; no. 580

Disciplina

362.1068

Soggetti

Health care reform - United States

Health insurance - Self-insurance - United States

Health insurance - United States

Electronic books.

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Note generali

Description based upon print version of record.

Nota di bibliografia

Includes bibliographical references and index.

Nota di contenuto

Front Cover; Title Page; Copyright; Contents; Foreword by John Raisian; Acknowledgments; Problem definition; The lay of the land: How many people have what problems?; Can individual insurance help?; Coverage for high risks; Community rating: the worst possible way to do a good thing; What's wrong with individual insurance?; What is good about the individual market?; How not to critique the individual health insurance market; Lowering administrative costs; Buying groups and exchanges: How many Chihuahuas equal a Great Dane? ; Regulation and pricing without exchanges

Insurance company economics, sharp practices, premiums, and exclusionsSubsidies; What to hope for and what to expect; Offering the right product; The ideal and the feasible: compromises and mixes; Conclusion; References; About the Author; About the Hoover Institution Working Group on Health Care Policy; Index

Sommario/riassunto

Mark V. Pauly offers a detailed look at the individual insurance market in the United States. He explains how it works, suggests approaches to improvement that build on what currently works well, and provides a realistic assessment of how much improvement we can demand and expect. He concludes that, although there are some serious deficiencies in today's individual insurance market, there are also some important



advantages in this market that should be preserved.