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Record Nr. |
UNINA9910461812003321 |
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Autore |
Karger Howard Jacob <1948-> |
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Titolo |
Shortchanged [[electronic resource] ] : life and debt in the fringe economy / / Howard Karger |
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Pubbl/distr/stampa |
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San Francisco, Calif., : Berrett-Koehler |
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Berkeley, Calif., : Publishers Group West [distributor], c2005 |
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ISBN |
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1-283-26872-8 |
9786613268723 |
1-60509-805-1 |
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Edizione |
[1st ed.] |
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Descrizione fisica |
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1 online resource (273 p.) |
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Collana |
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Disciplina |
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Soggetti |
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Poor - United States |
Working class - United States - Economic conditions |
Informal sector (Economics) - United States |
Financial services industry - United States |
Debt - United States |
Electronic books. |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Description based upon print version of record. |
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Nota di bibliografia |
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Includes bibliographical references (p. 218-236) and index. |
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Nota di contenuto |
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pt. I. Overview of the fringe economy -- 1. America's changing fringe economy -- 2. Why the fringe economy is growing -- 3. Debt and the functionally poor middle class -- pt. II. The fringe sectors -- 4. The credit card industry -- 5. Storefront loans : pawnshops, payday loans, and tax refund lenders -- 6. Alternative services : check-cashers, the rent-to-own industry, and telecommunications -- 7. Fringe housing -- 8. Real estate speculation and foreclosure -- 9. The fringe auto industry -- 10. The getting-out-of-debt industry -- pt. III. Looking forward -- 11. What can be done to control the fringe economy? -- Glossary. |
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Sommario/riassunto |
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Drive through just about any low-income neighborhood and you're sure to see streets lined with pawnshops, check cashers, rent-to-own stores, payday and tax refund lenders, auto title pawns, and buy-here-pay-here used car lots. We're awash in ""alternative financial services"" directed at the poor and those with credit problems. Howard Karger |
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