Access to finance : microfinance innovations in the people's Republic of China / / Asian Development Bank

• Record Nr.: UNINA9910460582403321
• Pubbl/distr/stampa: Metro Manila, Philippines : , : Asian Development Bank, , 2014; ©2014
• ISBN: 92-9254-858-1
• Descrizione fisica: 1 online resource (128 p.)
• Disciplina: 332
• Soggetti: Microfinance - China; Rural development - China; Electronic books.
• Lingua di pubblicazione: Inglese
• Formato: Materiale a stampa
• Livello bibliografico: Monografia
• Note generali: Description based upon print version of record.
• Nota di bibliografia: Includes bibliographical references.
• Nota di contenuto: Cover; Contents; Tables and Figures; Tables; 1 Regulated Rural and Microfinance Institutions in the PRC, as at the end of 2012; 2 Performance of RCCs and New RFIs in the PRC 2010-2011; 3 The Total Loan Portfolio and Nonperforming Loans for Commercial Banks in (2010-2012); 4 The Development of Nonbanking Microloan Institutions in the PRC 2012; 5 The Classification of Enterprises in the PRC, by Industry; 6 World Bank Definition of Micro, Small and Medium-Sized Enterprises; 7 A Summary of Surveys on Credit Demand, Channels and Loan Conditions; 8 Comparison between Hard Information and Soft Information9 Comparison of Loan Technique Classification of Western Banks; 10 Major Events with Project Implementation; 11 Project Results as Compared to Targets 2006-2010; 12 Breakeven Months Required for Partner Financial Institutions; 13 The Lending Interest Rates and Cost Structure for Microloans by the 6 Partner Financial Institutions (Unit: percentage of the loan portfolio); 14 Mianzhu Branch Loan Products (Business Loan and Housing Loan); 15 Individual Loan Approval and Disbursement Processes; 16 Basic Data on the Four Villages Surveyed; 17 Number of Persons Interviewed in the Four Villages18 Details of Village Meetings in the Four Villages Surveyed; 19 Management Committee Structure in the Four Villages Surveyed; 20 Provisions of ; Management Charters of the Four Villages Surveyed; 21 Status of Village Development Mutual Aid Funds in the Four Villages Surveyed; 22 Loan Applications and Approvals in the Four Villages Surveyed; 23 Cropping Input and Output in the Four Villages Surveyed; 24 Livestock-Raising Input and Output in the Four Villages Surveyed; 25 Three Major Nongovernment Microcredit Programs in the PRC; Figures; 1 Organizational Chart of CFPA Mirofinance2 Authority Structure of the Village Development Mutual Aid Fund; Foreword; Acknowledgments; Abbreviations; Rural Financial Innovation in the People's Republic of China; Rural Financial Reform; Pre-reform Rural Financial Markets and Rural Financial Institutions; Reforms Since 2005 and Their Outcomes; Unresolved Issues; Rural Financial Regulation and Supervision; Introduction; Rural Financial Markets; Urgent Need for Improving Financial Supervision in the Rural Areas; Factors that Impede Supervision; Recent Efforts to Introduce Innovations in Rural Financial Regulation and SupervisionIssues Needing Further Study; MSE Finance; Introduction; Micro and Small Enterprise Financing in the PRC; Causes of SME Financing Difficulties and Possible Solutions; Relationship Lending; Bank Lending Techniques; Bank Organization for Small-Enterprise Financing; Two Business Models for Small-Enterprise Financing; Findings of the Field Survey; Pilot Implementation of the IPC Model in the PRC; Conclusions; Financing the Agricultural Value Chain; Introduction; Chanyehua and Financial Support; Cooperative Financing