Assessing knowledge of retirement behavior [[electronic resource] /] / Eric A. Hanushek and Nancy L. Maritato, editors ; Panel on Retirement Income Modeling, Committee on National Statistics, Commission on Behavioral and Social Sciences and Education, National Research Council

• Record Nr.: UNINA9910456031803321
• Pubbl/distr/stampa: Washington, D.C., : National Academy Press, 1996
• ISBN: 1-280-19198-8; 9786610191987; 0-309-58953-3; 0-585-02010-8
• Descrizione fisica: 1 online resource (288 p.)
• Altri autori (Persone): HanushekEric A <1943-> (Eric Alan); MaritatoNancy L
• Disciplina: 306.38
• Soggetti: Retirement income - United States; Old age pensions - United States; Social security - United States; Health insurance - United States; Retirees - United States - Attitudes; Electronic books.
• Lingua di pubblicazione: Inglese
• Formato: Materiale a stampa
• Livello bibliografico: Monografia
• Note generali: Description based upon print version of record.
• Nota di bibliografia: Includes bibliographical references.
• Nota di contenuto: ""Assessing Knowledge of Retirement Behavior""; ""Copyright""; ""Preface""; ""Contents""; ""1 Introduction ""; ""INCOME AND WEALTH OF OLDER AMERICAN HOUSEHOLDS""; ""LABOR SUPPLY BEHAVIOR""; ""PERSONAL SAVING BEHAVIOR""; ""EMPLOYER BEHAVIOR""; ""MORTALITY, HEALTH STATUS, AND HEALTH CARE COSTS""; ""A FRAMEWORK FOR ANALYZING RETIREMENT INCOME SECURITY""; ""CONCLUSION""; ""2 Income and Wealth of Older American Households: Modeling Issues for Public Policy Analysis ""; ""CONCEPTUAL OVERVIEW""; ""COMPONENTS OF INCOME AND WEALTH OF OLDER HOUSEHOLDS""; ""Income Distribution Issues""; ""MODELS OF INDIVIDUAL AND FIRM BEHAVIOR EXPLAINING RETIREMENT INCOME AND WEALTH""""Income from Earnings Based on Labor Supply Decisions""; ""Savings and Wealth Determination""; ""Life-Cycle Analysis""; ""Precautionary Models of Savings""; ""Bequest Motive""; ""Research Integrating These Motives""; ""Research that Imposes Only Limited Structure""; ""Research Arguing that Full Optimization is Unlikely""; ""Continuing Controversy in the Savings Literature""; ""Pensions and Social Security""; ""At the Level of the Individual""; ""Pension Plan Determination at the Level of the Firm""; ""Research on Family Structures and Transfers""""Research on Housing""; ""RECONCILING RESEARCH ON LABOR SUPPLY, SAVINGS, AND PENSIONS""; ""MODELS AND DATA NEEDED TO UNDERSTAND THE INCOMES AND WEALTH OF OLDERAMERICANS""; ""SELECTED POLICIES AFFECTING RETIREMENT INCOMES AND WEALTH""; ""APPENDIX TABLES AND FIGURES""; ""NOTES""; ""REFERENCES""; ""3 Factors Affecting Labor Supply Decisions and Retirement Income ""; ""SUMMARY OF TRENDS""; ""SOCIAL SECURITY""; ""PENSIONS AND WINDOW PLANS""; ""Literature Review and Previous Methodology""; ""What we would like to know""; ""DISABILITY""; ""Literature Review and Previous Methodology""""What We Would Like to Know""; ""MEDICARE AND HEALTH INSURANCE""; ""Literature Review and Previous Methodology""; ""What We Would Like to Know""; ""HOURS FLEXIBILITY AND CAREER JOBS""; ""Literature Review and Previous Methodology""; ""What We Would Like to Know""; ""CONCLUSIONS""; ""Expectations""; ""Endogeneity""; ""Uncertainty""; ""Data Issues""; ""Other Concerns""; ""NOTES""; ""REFERENCES""; ""4 Personal Saving Behavior and Retirement Income Modeling: A Research Assessment ""; ""FORECASTING FINANCIAL STATUS: AN ORGANIZING FRAMEWORK""; ""Patterns of Wealth Holding for Pre-Retirement Cohorts""""Rates of Return""; ""Age-Specific Patterns of Net Saving""; ""MOTIVES FOR AND MODELS OF PRIVATE SAVING: WHAT DO WE KNOW?""; ""SOCIAL SECURITY AND PRIVATE SAVING""; ""PRIVATE PENSIONS AND SAVING""; ""TARGETED RETIREMENT SAVING ACCOUNTS AND PERSONAL SAVING""; ""Prospective Accumulation in Targeted Saving Accounts""; ""Net Saving Effects""; ""Withdrawal Behavior""; ""HOUSING WEALTH AND OTHER PRIVATE SAVING""; ""CONCLUSION AND FUTURE RESEARCH NEEDS""; ""REFERENCES""; ""5 Retirement Age and Retirement Income: The Role of the Firm ""; ""THE AGING WORKER AND THE FIRM""