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Record Nr. |
UNINA9910451765503321 |
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Titolo |
The economics of consumer credit [[electronic resource] /] / Giuseppe Bertola, Richard Disney, and Charles Grant, editors |
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Pubbl/distr/stampa |
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Cambridge, Mass., : MIT Press, c2006 |
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ISBN |
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0-262-26837-X |
1-282-09740-7 |
9786612097409 |
1-4294-7721-0 |
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Descrizione fisica |
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1 online resource (389 p.) |
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Altri autori (Persone) |
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BertolaGiuseppe |
DisneyRichard |
GrantCharles (Charles Benedict) |
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Disciplina |
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Soggetti |
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Consumer credit |
Electronic books. |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Description based upon print version of record. |
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Nota di bibliografia |
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Includes bibliographical references and index. |
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Nota di contenuto |
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The economics of consumer credit demand and supply / Giuseppe Bertola, Richard Disney, Charles Grant -- Consumer credit markets in the United States and Europe / Nicola Jentzsch, Ampara San Jos?e Riestra -- Household debt demand and supply: a cross-country comparison / Jonathan N. Crook -- Regulation, formal and informal enforcement, and the development of the household loan market: lessons from Italy / Luca Casolaro, Leonardo Gambacorta, Luigi Guiso -- Housing wealth and the accumulation of financial debt: evidence from U.K. households / Sarah Bridges, Richard Disney, Andrew Henley -- Credit cards: facts and theories / Carol C. Bertaut, Michael Haliassos -- Bankruptcy and consumer behavior: theory and U.S. evidence / Michelle J. White -- The evolution of the credit counseling industry in the United States / Michael Staten -- Development and regulation of consumer credit reporting in the United States / Robert M. Hunt -- The role and effects of credit information sharing / Tullio Jappelli, Marco Pagano. |
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Sommario/riassunto |
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Academic research and policy discussions of credit markets usually |
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focus on borrowing by firms and producers rather than by households, which are typically analyzed in terms of their savings and portfolio choices. The Economics of Consumer Credit brings together leading international researchers to focus specifically on consumer debt, presenting current empirical and theoretical research crucial to ongoing policy debates on such topics as privacy rules, the regulation of contractual responsibilities, financial stability, and overindebtedness.The rapidly developing consumer credit industry in the United States is mirrored by that in Europe, and this volume is noteworthy for its cross-national perspective. Several chapters compare the use of credit markets by households in different countries, while others focus on single country case studies--including consumer credit dynamics in Italy, the role of housing expenditure in the cyclical pattern of borrowing in the United Kingdom, and the use of credit cards by U.S. consumers--to illustrate general insights. Other chapters draw policy lessons from the U.S. experience with bankruptcy regulation and the development of the credit counseling industry. Finally, the book reviews historical, theoretical, and empirical aspects of information sharing, of particular interest in light of the integration of European Union credit markets.ContributorsCarol C. Bertaut, Giuseppe Bertola, Sarah Bridges, Luca Casolaro, Jonathan Crook, Richard Disney, Leonardo Gambacorta, Charles Grant, Luigi Guiso, Michael Haliassos, Andrew Henley, Robert M. Hunt, Tullio Jappelli, Nicola Jentzsch, Marco Pagano, Amparo San Jose Riestra, Michael Staten, Michelle J. White |
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2. |
Record Nr. |
UNINA9910130576203321 |
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Autore |
Pedersen Flemming Bo <1939-> |
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Titolo |
Environmental hydraulics : stratified flows / / Flemming Bo Pedersen |
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Pubbl/distr/stampa |
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Berlin, Heidelberg : , : Springer-Verlag, , [1986] |
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©1986 |
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ISBN |
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1-118-66970-3 |
3-642-86600-X |
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Edizione |
[1st ed. 1986.] |
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Descrizione fisica |
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1 online resource (VIII, 278 p.) |
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Collana |
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Lecture Notes on Coastal and Estuarine Studies ; ; Volume 18 |
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Disciplina |
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Soggetti |
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Environmental hydraulics |
Stratified flow |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Bibliographic Level Mode of Issuance: Monograph |
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Nota di bibliografia |
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Includes bibliographical references at the end of each chapters and index. |
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Nota di contenuto |
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I Non-Miscible Stratified Flows -- 1. Introduction -- 2. Pressure Conditions and Potential Energy -- 3. The Motion of Non-Miscible Stably Stratified Fluids -- II Miscible Stratified Flows -- 4. The Equations of Continuity and Motion for Miscible Stratified Flows -- 5. IRfT = The Bulk Flux Richardson Number -- 6. Entrainment (VE) -- 7. Interfacial Shear Stress (?i) -- 8. Dense Bottom Currents -- 9. Free Penetrative Convection -- 10. Wind-Driven Stratified Flow -- 11. Horizontal Buoyant Flow -- 12. Vertical Buoyant Jets and Plumes -- III Case Studies -- 14. Sediment Laden Buoyancy Jets -- 15. Dense Bottom Currents in Rotating Ocean -- 16. Laboratory Experiments on Entrainment due to Free Convection -- 17. Steady Wind Set-up in Prismatic Lakes -- 18. Division of the River Neva. How will it influence the Baltic Sea, the Belt and Cattegat -- 19. Surface Jet at Small Richardson Numbers -- 20. Internal Seiches in a Stratified Sill Fjord -- 21. On Arctic Lakes. A thermodynomic and hydrodynamic investigation -- 22. A Multipurpose Stratified Flow Flume. |
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Sommario/riassunto |
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The present lecture notes cover a first course in th~ most common types of stratified flows encountered in Environ mental Hydraulics. Most of the flows are buoyancy flows, i.e. currents in which gravity acts on small density differences. Part I presents the basic concepts of |
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stagnant, densit- stratified water, and of flowing non-miscible stratified fluids. The similarity to the (presumed) well-known open channel flow, subject to a reduced gravity, is illustrated. Part II treats the miscible density stratified flows. In outlining the governing equations, the strong coupling between the turbulence (the mixing) and the mean flow is emphasized. The presentation and discussions of the basic governing equa tions are followed by illustrative examples. Separate chapters are devoted to Dense Bottom Currents, Free Penetrative Convec tion, Wind-driven Stratified Flow, Horizontal Buoyancy Flow and Vertical jet/plumes. Part III presents some examples of practical problems solved on the basis of knowledge given in the present lecture notes. It is the author's experience that the topics treated in chapter 8 and in the subsequent chapters are especially well suited for self-tuition, followed by a study-circle. ACKNOWLEDGEMENT The author has benefited by the valuable help of his col legues at the Institute of Hydrodynamics and Hydraulic Engin eering, the Technical University of Denmark, especially our librarian Mrs. Kirsten Dj¢rup, our secretary Mrs. Marianne Lewis and our technical draftsman Mrs. Liselotte Norup. |
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