1.

Record Nr.

UNINA9910438337603321

Autore

Doling J. F

Titolo

Demographic change and housing wealth : home-owners, pensions and asset-based welfare in Europe / / John Doling, Marja Elsinga ; with contribution by Kees Dol ... [et al.]

Pubbl/distr/stampa

Dordrecht ; ; New York, : Springer, c2013

ISBN

1-283-61228-3

9786613924735

94-007-4384-X

Edizione

[1st ed. 2013.]

Descrizione fisica

1 online resource (171 p.)

Altri autori (Persone)

ElsingaMarja

DolKees

Disciplina

363.5

Soggetti

Home ownership - Europe

Population aging - Europe

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Note generali

Description based upon print version of record.

Nota di bibliografia

Includes bibliographical references and index.

Nota di contenuto

1: Issues and Approaches -- 2: Home Ownership Rates -- 3: Housing Wealth in the Household Portfolio -- 4: Housing Asset Strategies for Old Age -- 5: Home Ownership as a Pension -- 6: Lessons from East Asia -- 7: Conclusions -- References.

Sommario/riassunto

Across the EU, populations are shrinking and ageing. An increasing burden is being placed on a smaller working population to generate the taxes required for pensions and care costs. Welfare states are weakening in many countries and across Europe, households are being increasingly expected to plan for their retirement and future care needs within this risky environment. At the same time, the proportion of people buying their own home in most countries has risen, so that some two-thirds of European households now own their homes.  Housing equity now considerably exceeds total European GDP. This book discusses questions like: to what extent might home ownership provide a potential cure for some of the consequences of ageing populations by realizing housing equity in order to meet the consumption needs of older people? What does this mean for patterns of inheritance and longer-term inequalities across Europe? And to what



extent are governments banking on their citizens utilising their housing wealth now and in the future?