1.

Record Nr.

UNINA9910337802303321

Autore

Lynn Theo

Titolo

Disrupting Finance [[electronic resource] ] : FinTech and Strategy in the 21st Century / / edited by Theo Lynn, John G. Mooney, Pierangelo Rosati, Mark Cummins

Pubbl/distr/stampa

Cham, : Springer Nature, 2019

Cham : , : Springer International Publishing : , : Imprint : Palgrave Pivot, , 2019

ISBN

3-030-02330-3

Edizione

[1st ed. 2019.]

Descrizione fisica

1 online resource (XXV, 175 p. 8 illus., 3 illus. in color.)

Collana

Palgrave Studies in Digital Business & Enabling Technologies, , 2662-1282

Disciplina

658.514

Soggetti

Management

Industrial management

Information technology

Business—Data processing

Bank marketing

Big data

Innovation/Technology Management

IT in Business

Financial Services

Big Data

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Nota di contenuto

Deciphering Crowdfunding -- Addressing Information Asymmetries in Online Peer-to-Peer Lending -- Machine Learning and AI for Risk Management -- What Fintech Can Learn from High-Frequency Trading: Economic Consequences, Open Issues and Future of Corporate Disclosure -- InsurTech -- Understanding RegTech for Digital Regulatory Compliance -- Payment Service Directive II and its Implications -- From Transactions to Interactions: Social Considerations for Digital Money -- Token-based Business Models -- Blockchain beyond Cryptocurrencies.



Sommario/riassunto

This open access Pivot demonstrates how a variety of technologies act as innovation catalysts within the banking and financial services sector. Traditional banks and financial services are under increasing competition from global IT companies such as Google, Apple, Amazon and PayPal whilst facing pressure from investors to reduce costs, increase agility and improve customer retention. Technologies such as blockchain, cloud computing, mobile technologies, big data analytics and social media therefore have perhaps more potential in this industry and area of business than any other. This book defines a fintech ecosystem for the 21st century, providing a state-of-the art review of current literature, suggesting avenues for new research and offering perspectives from business, technology and industry.