1.

Record Nr.

UNINA9910299995003321

Autore

Pitacco Ermanno

Titolo

Health Insurance : Basic Actuarial Models / / by Ermanno Pitacco

Pubbl/distr/stampa

Cham : , : Springer International Publishing : , : Imprint : Springer, , 2014

ISBN

3-319-12235-5

Edizione

[1st ed. 2014.]

Descrizione fisica

1 online resource (XII, 162 p. 77 illus., 14 illus. in color.)

Collana

EAA Series, , 1869-6929

Disciplina

351.72

Soggetti

Actuarial science

Actuarial Sciences

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Note generali

Bibliographic Level Mode of Issuance: Monograph

Nota di bibliografia

Includes bibliographical references and index.

Nota di contenuto

The individual perspective: the need for health insurance -- The insurer’s perspective: managing risks -- Health insurance products -- Introduction to actuarial aspects -- Actuarial models for sickness insurance -- Actuarial models for disability annuities.

Sommario/riassunto

Health Insurance aims at filling a gap in actuarial literature, attempting to solve the frequent misunderstanding in regards to both the purpose and the contents of health insurance products (and ‘protection products’, more generally) on the one hand, and the relevant actuarial structures on the other. In order to cover the basic principles regarding health insurance techniques, the first few chapters in this book are mainly devoted to the need for health insurance and a description of insurance products in this area (sickness insurance, accident insurance, critical illness covers, income protection, long-term care insurance, health-related benefits as riders to life insurance policies). An introduction to general actuarial and risk-management issues follows. Basic actuarial models are presented for sickness insurance and income protection (i.e. disability annuities). Several numerical examples help the reader understand the main features of pricing and reserving in the health insurance area. A short introduction to actuarial models for long-term care insurance products is also provided. Advanced undergraduate and graduate students in actuarial sciences; graduate students in economics, business and finance; and professionals and technicians operating in insurance and pension areas will find this book



of benefit.