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1. |
Record Nr. |
UNINA9910462550003321 |
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Autore |
Nguyen Tomson H (Tomson Hoang), <1976-> |
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Titolo |
Fraud and the subprime mortgage crisis [[electronic resource] /] / Tomson H. Nguyen |
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Pubbl/distr/stampa |
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El Paso [Tex.], : LFB Scholarly Pub., 2011 |
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ISBN |
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Descrizione fisica |
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1 online resource (195 p.) |
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Collana |
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Criminal justice : recent scholarship |
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Disciplina |
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Soggetti |
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Subprime mortgage loans - Corrupt practices - United States |
Mortgage loans - Corrupt practices - United States |
Fraud - United States |
Electronic books. |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Description based upon print version of record. |
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Nota di bibliografia |
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Includes bibliographical references and index. |
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Nota di contenuto |
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CONTENTS; List of Tables; List of Figures; Chapter 1: Mortgage Fraud: An Introduction; Research Questions; Defining Mortgage Fraud; Predatory Lending vs. Mortgage Fraud; Conceptual Definitions; What is Subprime Lending/Subprime Loans?; Origins of Subprime Lending - Deregulationof the Financial Industry; Related Influential Legislation; The Growth of Subprime Lending; Wall Street and Mortgage-Backed Securities; Conclusion; Chapter 2: Research on Mortgage Fraud and the Law; Mortgage Fraud and the Law; Mail and Wire Fraud Statutes; Statutes on the Transportation of Stolen Goods |
and Insured Financial InstitutionsMortgage Fraud; The Role of White-Collar Crime in FinancialDisasters; Types of Fraud in the Financial Debacles; The Orange County Bankruptcy; Corporate Scandals; White-Collar Crime as Organized Crime; The Role of Organizations in White-Collar Crime; Theoretical Underpinnings; Chapter 3: Data and Methods; Interviews; Sample Questions Regarding Workand Work Experience; Sample Questions Regarding WorkEnvironment and Management; Sample Questions Regarding SpecificLoan Origination Practices; Research Subjects; Secondary Data Sources |
Strengths and Limitations of InterviewsInside Interviewing; Research Concerns; Limitations of the Study; Chapter 4: Mortgage Origination Fraud; Traditional & Contemporary Forms ofMortgage Fraud Compared; |
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Contemporary Mortgage Fraud; Patterns of Contemporary Mortgage Fraud(Mortgage Broker, Loan Officer, andLoan Processor); Mortgage-backed Securities,Alternative Loan Products and Fraud; Revisiting Mortgage Fraud; Chapter 5: The Social and EconomicImplications of Fraud; Discrimination in the Mortgage Industry; Predatory Lending; Towards Economic Equality |
Fraud in the Context of Economic Inequality"You Call This Equality?"; The Illusion of Affordability; Discussion; Chapter 6: Now What? Final Thoughts andRecommendations; Responses to the Crisis; Policy Implications; Tightening Qualification Guidelines andUnderwriting Standards; Increase Regulatory Oversight and Accountability; Revisiting the Industry's Approach toCompensation: An Alternative toVolume-Based Commission and Bonuses; Increasing Education Standards for Loan Agents; Recommendations; References; Index |
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Sommario/riassunto |
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Nguyen examines mortgage fraud as an inherent part of the subprime mortgage crisis. He traces the exponential growth of mortgage fraud to the loose underwriting standards, alternative loan products, and inadequate regulation and regulatory oversight of the subprime mortgage industry. He describes the various financial crimes constituting mortgage origination fraud, a form of fraud involving fraud for profit, fraud for property, and predatory lending. The accounts of mortgage frauds by industry insiders presented in this book provide a chilling view of the criminal implications of an unregulate |
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2. |
Record Nr. |
UNINA9910299442103321 |
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Autore |
Bird Eric |
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Titolo |
Beach Renourishment / / by Eric Bird, Nick Lewis |
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Pubbl/distr/stampa |
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Cham : , : Springer International Publishing : , : Imprint : Springer, , 2015 |
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ISBN |
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Edizione |
[1st ed. 2015.] |
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Descrizione fisica |
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1 online resource (143 p.) |
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Collana |
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SpringerBriefs in Earth Sciences, , 2191-5369 |
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Disciplina |
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Soggetti |
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Coasts |
Oceanography |
Geobiology |
Physical geography |
Coastal Sciences |
Biogeosciences |
Physical Geography |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Description based upon print version of record. |
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Nota di bibliografia |
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Includes bibliographical references. |
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Nota di contenuto |
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1.Introduction -- 2. Causes of Beach Erosion -- 3. Responses to Beach Erosion -- 4. Beach Renourishment Principles -- 5. Beach Renourishment For Coastal Protection -- 6. Planning Considerations -- 7. Review of International Practices -- 8. Conclusion. |
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Sommario/riassunto |
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Beach renourishment is the restoration of beaches that have been depleted. The text deals with the sources of beach sediment as well as the causes and typical responses to beach erosion, before discussion of beach renourishment. Some of the first documented renourishment projects were undertaken in the early 1900’s on the east coast of the United States. Several countries have since renourished beaches, particularly during the past few decades. Most projects have been in the United States, the United Kingdom, some European countries and Australia. These are reviewed and experience from various beach renourishment projects used for discussion of the following topics: 1. The need for preliminary investigations 2. Sources of sediment for beach renourishment 3. Methods of beach renourishment 4. Design considerations 5. Monitoring changes after beach renourishment |
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6. Assessment of performance 7. Modelling of beach renourishment 8. Beach renourishment for coast protection 9. Environmental impacts 10. Costs and benefits 11. Response of renourished beaches to a rising sea level. |
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