1.

Record Nr.

UNINA9910299361803321

Autore

Buckland Jerry

Titolo

Building Financial Resilience : Do Credit and Finance Schemes Serve or Impoverish Vulnerable People? / / by Jerry Buckland

Pubbl/distr/stampa

Cham : , : Springer International Publishing : , : Imprint : Palgrave Macmillan, , 2018

ISBN

3-319-72419-3

Edizione

[1st ed. 2018.]

Descrizione fisica

1 online resource (289 pages)

Disciplina

332

Soggetti

Finance, Public

Banks and banking

International finance

Public Finance

Banking

International Finance

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Nota di bibliografia

Includes bibliographical references and index.

Nota di contenuto

1. Introduction -- 2. Financial Inclusion and Building Financial Resilience -- 3. New Areas of Commercial Banking Directed at Vulnerable People: Payday Lending and Mobile Banking -- 4. Financialization and Consumer Behaviour -- 5. Credit, Cash, Savings and Financial Literacy Delivered through Civil Society -- 6. The State: Regulating, Nudging, and Educating for Financial Inclusion -- 7. Conclusion. .

Sommario/riassunto

This book examines how credit and finance schemes affect the financial lives of vulnerable people around the world. These schemes include payday lending, matched savings, and financial literacy in the Global North, and micro-credit and mobile banking in the Global South. Buckland sets these schemes within the context of financialization and seeks to identify strengths, weaknesses, and ways to enhance the well-being of vulnerable people. This book’s coverage of a wide range of financial products and geographic regions makes for a unique and innovative perspective on this topic. It presents a balanced critique of credit and finance schemes under the assumption that reform is the



most practical means to improve human well-being.